in

101 Top Indian FinTech Companies and Startups of 2021

This article showcases our top picks for the best Indian based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Indian FinTech Startups

Data sourced from Crunchbase and SemRush.

Razorpay

Razorpay

Crunchbase Website Twitter Facebook Linkedin

Razorpay is a platform that enables businesses to accept, process, and disburse payments.

slice

slice

Crunchbase Website Twitter Facebook Linkedin

Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.

slice

CRED

Crunchbase Website Twitter Facebook Linkedin

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.

slice

Pine Labs

Crunchbase Website Twitter Facebook Linkedin

Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.

slice

Groww

Crunchbase Website Twitter Facebook Linkedin

Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.

slice

Cashfree

Crunchbase Website Twitter Facebook Linkedin

Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.

slice

Progcap

Crunchbase Website Twitter Facebook Linkedin

Progcap is a financial service company that provides financial opportunities for micro and small businesses.

slice

Capital Float

Crunchbase Website Twitter Facebook Linkedin

Capital Float is an online platform that provides working capital finance to SMEs.

slice

MobiKwik

Crunchbase Website Twitter Facebook Linkedin

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

slice

NiYO Solutions

Crunchbase Website Twitter Facebook Linkedin

NiYO is a fintech company that helps salaried employees access company benefits and other financial services.

slice

KreditBee

Crunchbase Website Twitter Facebook Linkedin

KreditBee is a digital lending platform developed to assist young professionals with their personal finances.

slice

Kodo

Crunchbase Website Twitter Facebook Linkedin

Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses.

slice

Jai Kisan

Crunchbase Website Twitter Facebook Linkedin

Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.

slice

OPEN

Crunchbase Website Twitter Facebook Linkedin

Open develops and offers an online platform for banking and intercompany settlement.

slice

InCred

Crunchbase Website Twitter Facebook Linkedin

InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.

slice

IndusInd Bank

Crunchbase Website Twitter Facebook Linkedin

IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.

slice

OfBusiness

Crunchbase Website Twitter Facebook Linkedin

OfBusiness is a financing platform that offers smart financing to SMEs.

slice

Upstox

Crunchbase Website Twitter Facebook Linkedin

Upstox is a fin-tech company to allow innovative investment options for its users.

slice

ZestMoney

Crunchbase Website Twitter Facebook Linkedin

ZestMoney is an India-based consumer lending fintech company.

slice

MyMoneyMantra

Crunchbase Website Twitter Facebook Linkedin

MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.

slice

OkCredit

Crunchbase Website Twitter Facebook Linkedin

OkCredit simplifies credit account management for shop owners and their customers.

slice

Vivriti Capital

Crunchbase Website Twitter Facebook Linkedin

Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services.

slice

Paytm Payments Bank

Crunchbase Website Twitter Facebook Linkedin

Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.

slice

Fisdom

Crunchbase Website Twitter Facebook Linkedin

Fisdom is a fintech company that offers investment advisory services through an application.

slice

Aye Finance

Crunchbase Website Twitter Facebook Linkedin

Aye Finance is a finance company that provides business loans to micro and small businesses.

slice

Lendingkart

Crunchbase Website Twitter Facebook Linkedin

Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.

slice

BharatPe

Crunchbase Website Twitter Facebook Linkedin

BharatPe is a FinTech company that helps merchants accept payments from customers for free.

slice

National Stock Exchange

Crunchbase Website Twitter Facebook Linkedin

NSE is India’s stock exchange covering various cities and towns across the country.

slice

Chqbook

Crunchbase Website Twitter Facebook Linkedin

Chqbook is a fintech startup that allows customers to explore, compare, book and get personal finance products.

slice

BimaPe

Crunchbase Website Twitter Facebook Linkedin

BimaPe demystifies Insurance and its Management for individuals and families across India. ‘BimaPe Bharosa Karo’

slice

One97

Crunchbase Website Twitter Facebook Linkedin

One97 delivers mobile content and commerce services to its customers.

slice

Indifi Technologies

Crunchbase Website Twitter Facebook Linkedin

Indifi Technologies is a digital lending platform that offers loans to small businesses.

slice

Stashfin

Crunchbase Website Twitter Facebook Linkedin

StashFin is a digital lending company that leverages technology to provide instant credit decisions.

slice

BankBazaar.com

Crunchbase Website Twitter Facebook Linkedin

BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.

slice

CoinDCX

Crunchbase Website Twitter Facebook Linkedin

CoinDCX is a company that specializes in crypto-enabled financial services.

slice

Happay

Crunchbase Website Twitter Facebook Linkedin

Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.

slice

INDwealth

Crunchbase Website Twitter Facebook Linkedin

INDwealth is an Artificial Intelligence and Machine learning-based wealth management platform for HNI families.

slice

Kissht

Crunchbase Website Twitter Facebook Linkedin

Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.

slice

Avail Finance

Crunchbase Website Twitter Facebook Linkedin

Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

slice

EarlySalary

Crunchbase Website Twitter Facebook Linkedin

EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.

slice

Velocity

Crunchbase Website Twitter Facebook Linkedin

Velocity provides revenue-based financing to online businesses.

slice

True Balance

Crunchbase Website Twitter Facebook Linkedin

True Balance is a digital wallet that enables users to access utility bill payment and other financial products.

slice

Leap Finance

Crunchbase Website Twitter Facebook Linkedin

Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.

slice

Billdesk

Crunchbase Website Twitter Facebook Linkedin

BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying

slice

JUSPAY

Crunchbase Website Twitter Facebook Linkedin

Juspay is a developer of an online platform designed to be used for mobile-based payments.

slice

Signzy

Crunchbase Website Twitter Facebook Linkedin

Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

slice

Fyle

Crunchbase Website Twitter Facebook Linkedin

Fyle is an intelligent expense management platform for enterprises.

slice

Kinara Capital

Crunchbase Website Twitter Facebook Linkedin

Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

slice

IDfy

Crunchbase Website Twitter Facebook Linkedin

IDfy is a people information company helping companies combat fraud by providing services such as background verifications.

slice

FlexiLoans

Crunchbase Website Twitter Facebook Linkedin

FlexiLoans is a digital lending platform for SMEs in India

slice

YAP

Crunchbase Website Twitter Facebook Linkedin

YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP

slice

Scripbox

Crunchbase Website Twitter Facebook Linkedin

Scripbox owns and operates an online investing platform that distributes mutual funds in India.

slice

Uni Cards

Crunchbase Website Twitter Facebook Linkedin

Uni provides new-age credit cards for the digital generation.

slice

Financepeer

Crunchbase Website Twitter Facebook Linkedin

Financepeer is an AI based peer to peer lending platform.

slice

RBL Bank

Crunchbase Website Twitter Facebook Linkedin

RBL Bank is one of India’s fastest growing scheduled commercial banks.

slice

Eduvanz

Crunchbase Website Twitter Facebook Linkedin

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.

slice

SafexPay

Crunchbase Website Twitter Facebook Linkedin

Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe

slice

ftcash

Crunchbase Website Twitter Facebook Linkedin

ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.

slice

Financial Software & Systems

Crunchbase Website Twitter Facebook Linkedin

Financial Software & Systems (FSS), is a global comprehensive payments technology provider.

slice

Perfios Software Solutions

Crunchbase Website Twitter Facebook Linkedin

Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.

slice

CASHe

Crunchbase Website Twitter Facebook Linkedin

For timely EMI payments or squaring monthly bills, making a major purchase that you so desired

slice

GetVantage

Crunchbase Website Twitter Facebook Linkedin

GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

slice

Recko

Crunchbase Website Twitter Facebook Linkedin

Recko is the financial operations platform for internet businesses – making Reconciliation, commission calculations and payouts seamless

slice

SMECorner

Crunchbase Website Twitter Facebook Linkedin

SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.

slice

Fi.Money

Crunchbase Website Twitter Facebook Linkedin

Making People Better with Money

slice

Money View

Crunchbase Website Twitter Facebook Linkedin

Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

slice

Affordplan

Crunchbase Website Twitter Facebook Linkedin

A tech product for doctors and patients to co-design payment plans for non-emergency healthcare services.

slice

LenDenClub

Crunchbase Website Twitter Facebook Linkedin

LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.

slice

Kaleidofin

Crunchbase Website Twitter Facebook Linkedin

Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.

slice

Fusion Microfinance

Crunchbase Website Twitter Facebook Linkedin

Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.

slice

Innoviti

Crunchbase Website Twitter Facebook Linkedin

Innoviti develops payments processing, credit distribution, and payments management software solutions.

slice

Jana Small Finance Bank

Crunchbase Website Twitter Facebook Linkedin

Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

slice

ePaylater

Crunchbase Website Twitter Facebook Linkedin

ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.

slice

Paymatrix

Crunchbase Website Twitter Facebook Linkedin

Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.

slice

Karbon Card

Crunchbase Website Twitter Facebook Linkedin

Karbon Card is a financial platform for Indian entrepreneurs.

slice

CoinSwitch Kuber

Crunchbase Website Twitter Facebook Linkedin

CoinSwitch Kuber is an India-based cryptocurrency exchange platform.

slice

PaySense

Crunchbase Website Twitter Facebook Linkedin

PaySense provides financial services to Indian consumers.

slice

3one4 Capital

Crunchbase Website Twitter Facebook Linkedin

3one4 Capital is an early-stage venture capital fund based in Bangalore, India.

slice

CreditMantri

Crunchbase Website Twitter Facebook Linkedin

CreditMantri is a data-driven platform that provides credit and financial reports to users based on their credit history.

slice

PayMate

Crunchbase Website Twitter Facebook Linkedin

PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.

slice

DMI Finance

Crunchbase Website Twitter Facebook Linkedin

DMI Finance is a non banking financial company.

slice

PayU Finance India

Crunchbase Website Twitter Facebook Linkedin

PayU Finance India is a digital lending company.

slice

Credgenics

Crunchbase Website Twitter Facebook Linkedin

Credgenics is a tech-enabled platform backed by Titan Capital, helping fintech lenders and Banks in their critical NPA reduction

slice

Happy

Crunchbase Website Twitter Facebook Linkedin

Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India

slice

Kuvera.in

Crunchbase Website Twitter Facebook Linkedin

An online platform for mutual fund investments.

slice

U Gro Capital

Crunchbase Website Twitter Facebook Linkedin

U Gro Capital is a fintech platform that provides lending services for SMEs.

slice

Easyplan

Crunchbase Website Twitter Facebook Linkedin

Easyplan develops a financial application that helps young people to easily save money.

slice

IndiaLends

Crunchbase Website Twitter Facebook Linkedin

IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.

slice

Smartcoin

Crunchbase Website Twitter Facebook Linkedin

Providing financial access to the millions of mobile users in India using alternative credit assessment

slice

OnJuno

Crunchbase Website Twitter Facebook Linkedin

OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.

slice

Mahindra finance

Crunchbase Website Twitter Facebook Linkedin

Mahindra Finance focuses on the rural and semi-urban sectors and provides finance for the purchase of utility vehicles, tractors, and cars.

slice

Hero FinCorp

Crunchbase Website Twitter Facebook Linkedin

Hero FinCorp is a financial company present across categories like two-wheeler financing, supply chain finance and business loans.

slice

Satya MicroCapital

Crunchbase Website Twitter Facebook Linkedin

Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.

slice

Unocoin

Crunchbase Website Twitter Facebook Linkedin

Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.

slice

Coinsecure

Crunchbase Website Twitter Facebook Linkedin

Bitcoin service provider in India.

slice

Rubique

Crunchbase Website Twitter Facebook Linkedin

Online marketplace lending platform

slice

AGS Transact Technologies

Crunchbase Website Twitter Facebook Linkedin

AGS Transact end-to-end payment solutions provider with a wide spectrum of highly customized solutions with the aid of modern technology.

slice

TranServ

Crunchbase Website Twitter Facebook Linkedin

TranServ is serving a variety of organizations and individuals to make payments processes easy & safe.

slice

Crediwatch

Crunchbase Website Twitter Facebook Linkedin

Amplified Intelligence for Business and Enterprise.

slice

RedCarpetUp

Crunchbase Website Twitter Facebook Linkedin

RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.

slice

Electronica Finance

Crunchbase Website Twitter Facebook Linkedin

Electronica Finance is a pioneer in the field of Machine Finance.

Written by Mark Fitz

101 Top Indian Apps Companies and Startups of 2021

101 Top Indian Artificial Intelligence Companies and Startups of 2021