This article showcases our top picks for the best Indian based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Indian FinTech Startups
Data sourced from Crunchbase and SemRush.
Razorpay
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Razorpay is a platform that enables businesses to accept, process, and disburse payments.
slice
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Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.
CRED
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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.
Pine Labs
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Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.
Groww
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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.
Cashfree
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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
Progcap
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Progcap is a financial service company that provides financial opportunities for micro and small businesses.
Capital Float
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Capital Float is an online platform that provides working capital finance to SMEs.
MobiKwik
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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.
NiYO Solutions
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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
KreditBee
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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
Kodo
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Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses.
Jai Kisan
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Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.
OPEN
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Open develops and offers an online platform for banking and intercompany settlement.
InCred
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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.
IndusInd Bank
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IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.
OfBusiness
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OfBusiness is a financing platform that offers smart financing to SMEs.
Upstox
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Upstox is a fin-tech company to allow innovative investment options for its users.
ZestMoney
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ZestMoney is an India-based consumer lending fintech company.
MyMoneyMantra
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MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.
OkCredit
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OkCredit simplifies credit account management for shop owners and their customers.
Vivriti Capital
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Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services.
Paytm Payments Bank
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Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.
Fisdom
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Fisdom is a fintech company that offers investment advisory services through an application.
Aye Finance
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Aye Finance is a finance company that provides business loans to micro and small businesses.
Lendingkart
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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.
BharatPe
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BharatPe is a FinTech company that helps merchants accept payments from customers for free.
National Stock Exchange
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NSE is India’s stock exchange covering various cities and towns across the country.
Chqbook
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Chqbook is a fintech startup that allows customers to explore, compare, book and get personal finance products.
BimaPe
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BimaPe demystifies Insurance and its Management for individuals and families across India. ‘BimaPe Bharosa Karo’
One97
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One97 delivers mobile content and commerce services to its customers.
Indifi Technologies
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Indifi Technologies is a digital lending platform that offers loans to small businesses.
Stashfin
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StashFin is a digital lending company that leverages technology to provide instant credit decisions.
BankBazaar.com
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BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.
CoinDCX
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CoinDCX is a company that specializes in crypto-enabled financial services.
Happay
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Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.
INDwealth
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INDwealth is an Artificial Intelligence and Machine learning-based wealth management platform for HNI families.
Kissht
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Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.
Avail Finance
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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.
EarlySalary
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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.
Velocity
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Velocity provides revenue-based financing to online businesses.
True Balance
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True Balance is a digital wallet that enables users to access utility bill payment and other financial products.
Leap Finance
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Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.
Billdesk
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BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying
JUSPAY
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Juspay is a developer of an online platform designed to be used for mobile-based payments.
Signzy
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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.
Fyle
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Fyle is an intelligent expense management platform for enterprises.
Kinara Capital
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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
IDfy
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IDfy is a people information company helping companies combat fraud by providing services such as background verifications.
FlexiLoans
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FlexiLoans is a digital lending platform for SMEs in India
YAP
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YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP
Scripbox
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Scripbox owns and operates an online investing platform that distributes mutual funds in India.
Uni Cards
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Uni provides new-age credit cards for the digital generation.
Financepeer
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Financepeer is an AI based peer to peer lending platform.
RBL Bank
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RBL Bank is one of India’s fastest growing scheduled commercial banks.
Eduvanz
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Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.
SafexPay
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Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe
ftcash
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ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.
Financial Software & Systems
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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.
Perfios Software Solutions
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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.
CASHe
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For timely EMI payments or squaring monthly bills, making a major purchase that you so desired
GetVantage
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GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.
Recko
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Recko is the financial operations platform for internet businesses – making Reconciliation, commission calculations and payouts seamless
SMECorner
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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.
Money View
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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.
Affordplan
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A tech product for doctors and patients to co-design payment plans for non-emergency healthcare services.
LenDenClub
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LenDenClub is a digital platform to bring investors and loan seekers at one place to achieve a common goal.
Kaleidofin
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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.
Fusion Microfinance
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Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.
Innoviti
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Innoviti develops payments processing, credit distribution, and payments management software solutions.
Jana Small Finance Bank
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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.
ePaylater
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ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.
Paymatrix
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Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.
Karbon Card
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Karbon Card is a financial platform for Indian entrepreneurs.
CoinSwitch Kuber
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CoinSwitch Kuber is an India-based cryptocurrency exchange platform.
PaySense
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PaySense provides financial services to Indian consumers.
3one4 Capital
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3one4 Capital is an early-stage venture capital fund based in Bangalore, India.
CreditMantri
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CreditMantri is a data-driven platform that provides credit and financial reports to users based on their credit history.
PayMate
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PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.
DMI Finance
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DMI Finance is a non banking financial company.
PayU Finance India
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PayU Finance India is a digital lending company.
Credgenics
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Credgenics is a tech-enabled platform backed by Titan Capital, helping fintech lenders and Banks in their critical NPA reduction
Happy
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Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India
Kuvera.in
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An online platform for mutual fund investments.
U Gro Capital
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U Gro Capital is a fintech platform that provides lending services for SMEs.
Easyplan
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Easyplan develops a financial application that helps young people to easily save money.
IndiaLends
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IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.
Smartcoin
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Providing financial access to the millions of mobile users in India using alternative credit assessment
OnJuno
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OnJuno is a cross-border Neo Banking Platform that aims to give users across the world a high yield account to grow their savings.
Mahindra finance
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Mahindra Finance focuses on the rural and semi-urban sectors and provides finance for the purchase of utility vehicles, tractors, and cars.
Hero FinCorp
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Hero FinCorp is a financial company present across categories like two-wheeler financing, supply chain finance and business loans.
Satya MicroCapital
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Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.
Unocoin
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Unocoin is an Indian bitcoin processor that enables users to buy, sell, store, use, and accept bitcoins.
AGS Transact Technologies
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AGS Transact end-to-end payment solutions provider with a wide spectrum of highly customized solutions with the aid of modern technology.
TranServ
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TranServ is serving a variety of organizations and individuals to make payments processes easy & safe.
Crediwatch
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Amplified Intelligence for Business and Enterprise.
RedCarpetUp
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RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.
Electronica Finance
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Electronica Finance is a pioneer in the field of Machine Finance.