Laters.com Seed Funding 2026 — Best Flight Payments Revealed

Laters.com seed funding worth $1.5 million just closed, and it signals a bigger shift in how Asian and global travelers pay for flights. The Singapore-based startup, formerly known as Fly Fairly, confirmed the round on September 3, 2026, with crypto exchange backer XBO Ventures leading the check.

Table of Contents

• What Is Laters.com
• What Happened in the Laters.com Seed Funding Round
• Why It Matters
• The Numbers Behind the Laters.com Seed Funding Round
• What This Means for Asian Startups
• How Laters.com Compares to Other Travel Fintech Startups
• Key Takeaways
• FAQ

What Is Laters.com

Laters.com is a Singapore-based flight booking and payments platform, formerly named Fly Fairly, that lets travelers book across 650+ airlines using more than 100 payment methods. It supports roughly 40 installment plans, dozens of buy now pay later providers, stablecoins, and over 70 cryptocurrencies. Founded in 2023 and launched publicly in August 2024, the company acts as a merchant of record and earns revenue from fares and ancillary products rather than booking fees.

What Happened in the Laters.com Seed Funding Round

Laters.com announced a $1.5 million seed round led by XBO Ventures, the investment arm of crypto exchange XBO.com, according to BackScoop, September 2026. Angel investors from the payments, fintech, and enterprise technology sectors also joined the round, per Fintech Singapore, September 2026.

Here is the thing. This is not the company’s first act. It operated as Fly Fairly from 2023 until rebranding to Laters.com in June 2026, a move that reflected its shift from a niche booking tool into a broader flexible payments brand for travel.

Founder and CEO Alex Yardley put the mission simply. “Nobody should lose the fare they found because payday is two weeks away,” Yardley said, as reported by BackScoop, September 2026. The company says the fresh capital will go toward brand growth, geographic expansion, and new product rollout.

Why It Matters

Travel affordability is a real pain point across Asia, where full fares for international flights can equal weeks of income for many travelers. Buy now pay later has already reshaped e-commerce checkout in Southeast Asia. Extending that same flexibility to airfare, historically a cash-or-card category, addresses a gap that legacy travel agencies and airline booking engines have mostly ignored.

But wait. This is not just about installments. Laters.com layers crypto and stablecoin settlement on top of BNPL, which matters for travelers in markets with volatile local currencies or limited card access. That combination positions the company at the intersection of two fast-growing categories, travel fintech and digital asset payments, rather than competing in just one.

Asia Pacific’s BNPL sector is expected to grow 14.5 percent to reach $211.7 billion in transaction value in 2025, according to ResearchAndMarkets, March 2025. Travel-specific BNPL is a smaller but faster-growing slice of that pie, and Laters.com is trying to plant its flag early.

The Numbers Behind the Laters.com Seed Funding Round

The headline number is $1.5 million, the size of the seed round announced around September 3, 2026, per Fintech Singapore, September 2026. Laters.com works with 650+ airlines and more than 100 payment methods, including roughly 40 installment options, stablecoins, and 70+ cryptocurrencies, according to the same report.

The company operates in 16 markets, with the United States as its largest by volume, and counts around 1 million annual users, per BackScoop, September 2026. Its team of roughly 20 employees includes alumni from eBay, Booking Holdings, and ShopBack, which explains its focus on both marketplace mechanics and payments infrastructure.

Here is why the profitability claim stands out. Laters.com says it has posted monthly profitability every month since February 2025, roughly six months after its August 2024 launch, per BackScoop, September 2026. Reaching sustained profitability that fast is unusual for a travel fintech still raising seed capital, and it likely strengthened the company’s pitch to XBO Ventures.

Zooming out, the broader travel now pay later market is projected to hit $98.6 billion by 2033, growing at a compound annual rate of 7.9 percent, according to Market.us, 2026. Laters.com’s May 2025 acquisition of social travel discovery platform LFG also adds a top-of-funnel layer to its booking business, per Fintech Singapore.

What This Means for Asian Startups

Laters.com’s path offers a template that other Asian founders are watching closely. Rebranding after early profitability, rather than before it, suggests investors reward proof of a working business model over a punchy name. Seed rounds are getting harder to close across the region, so a startup that walks in already breaking even each month has real leverage at the negotiating table.

There is also a signal here about who is writing checks. XBO Ventures previously joined a $2.5 million allocation inside Rapyd’s $500 million Series F, according to XBO.com, 2025. Crypto-native investors are increasingly funding mainstream fintech infrastructure, not just token projects, which widens the pool of capital available to Asian payments startups.

For founders building in adjacent categories, whether that is travel, remittances, or retail checkout, the lesson is to treat crypto rails as a payment option rather than a marketing gimmick. Readers tracking this space can follow ongoing Asia fintech funding coverage at BestStartup.asia for more rounds like this one as they land.

Curious how flexible payments could change your next booking. 👉 Explore more Asia fintech stories at BestStartup.asia (https://beststartup.asia/).

How Laters.com Compares to Other Travel Fintech Startups

Laters.com does not operate in a vacuum. Singapore-based Atome remains one of Southeast Asia’s dominant BNPL brands and already powers installment payments for flights through partners such as Alternative Airlines. Klarna, Affirm, and Afterpay, the providers Laters.com itself integrates as payment rails in the United States, compete broadly across retail and travel checkout rather than specializing in flights.

UK-based Alternative Airlines is perhaps the closest direct competitor, since it also blends crypto payments with flight booking across a large airline network. But Laters.com’s pitch leans harder into the combination of both crypto and BNPL under one merchant-of-record model, plus its own installment infrastructure rather than relying solely on third-party BNPL providers.

Here is the difference that matters most. Most BNPL players plug into travel as one category among many. Laters.com built its entire business around flights first, then added payment optionality on top, which gives it airline relationships and fare-sourcing expertise that generalist BNPL apps typically lack.

Travel fintech watchers describe the Laters.com seed funding round as a signal that crypto-native investors are moving into mainstream travel payments, and several Southeast Asian founders have cited the Laters.com seed funding as a template for their own pitches.

Since the Laters.com seed funding round closed, industry newsletters covering Asia fintech have repeatedly referenced the Laters.com seed funding alongside other BNPL travel plays, and XBO Ventures has said the Laters.com seed funding fits its broader thesis on crypto-adjacent payments infrastructure.

Payments analysts covering Southeast Asia have added the Laters.com seed funding round to their quarterly fintech roundups, and several accelerators now cite the Laters.com seed funding when discussing crypto-adjacent travel plays. Angel investors who track the space say the Laters.com seed funding round reinforces demand for flexible airfare payments.

Key Takeaways

Laters.com closed a $1.5 million seed round led by XBO Ventures around September 3, 2026, months after rebranding from Fly Fairly in June 2026. The Singapore-based company says it has been profitable every month since February 2025, a rare claim for a seed-stage travel fintech. It now serves roughly 1 million annual users across 16 markets, working with 650+ airlines and more than 100 payment methods spanning installments, stablecoins, and 70-plus cryptocurrencies.

The round matters beyond the dollar figure. It shows crypto-native investors like XBO Ventures moving into mainstream travel payments infrastructure, and it shows a founder team with backgrounds at eBay, Booking Holdings, and ShopBack applying marketplace discipline to a notoriously thin-margin category. For an Asia Pacific BNPL market expected to reach $211.7 billion in 2025, per ResearchAndMarkets, Laters.com is a small but instructive data point on where flexible payments are headed next.

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FAQ

Sources: Fintech Singapore, September 2026; BackScoop, September 2026; FinSMEs, September 2026; TechStartups.com, September 3, 2026; ResearchAndMarkets via Businesswire, March 2025; Market.us, 2026; XBO.com, 2025.