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75 Top Japanese FinTech Companies and Startups of 2021

This article showcases our top picks for the best Japanese based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Japanese FinTech Startups

Data sourced from Crunchbase and SemRush.

Rakuten

Rakuten

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Rakuten is a provider of e-commerce, fintech, digital content, and communications products and services.

PayPay

PayPay

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PayPay is an online payment app.

PayPay

Money Forward

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Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.

PayPay

Paidy

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Paidy is a platform that enables consumers to buy online without a credit card or pre-registration.

PayPay

bitFlyer

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BitFlyer is a Bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.

PayPay

Gojo & Company

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Gojo extends financial inclusion to micro, small, and medium-sized enterprises.

PayPay

Kyash

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Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.

PayPay

Coincheck

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Coincheck operates a bitcoin and cryptocurrency exchange in Japan.

PayPay

Liquid Global

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Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.

PayPay

Moneytree

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Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.

PayPay

Wealthnavi

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Wealthnavi is wealth management of world-class on your side.

PayPay

justInCase

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justInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.

PayPay

CROWD CREDIT

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Cross-border marketplace lending platform

PayPay

AlpacaJapan

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Building cutting-edge capital markets AI technology working with number of financial institutions

PayPay

Orb

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Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.

PayPay

Credit Engine

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Credit Engine is a online lending platform enables financial institutions.

PayPay

Payme Japan

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Payme provides a platform for mobile payments to help users in Japan.

PayPay

Crowd Cast

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Simplify payment between employees and organization

PayPay

Coiney

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Coiney provides smarphone-based credit card processing services in Japan.

PayPay

Chaintope

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Chaintope is specializes in blockchain technology with a focus for FinTech and non-FinTech sectors.

PayPay

Cryptact

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Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.

PayPay

Emerada

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Emerada is a bank account aggregation and cashflow analytics platform to SMEs and banks for enhancing lending activity in Japan.

PayPay

xenodata lab

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xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).

PayPay

Robot Fund

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Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.

PayPay

Infcurion Group

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Infucurion Group is a business development company that focuses on payment technologies.

PayPay

Tech Bureau

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Tech Bureau provides cryptographic currency and Blockchain technology using exchange API to handle currency encryption.

PayPay

Smart Trade

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Smart Trade is an information technology company that offers full stack software development for investment strategy environment.

PayPay

Mikatus

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Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.

PayPay

Huobi Japan

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Huobi Japan designs a digital asset trading platform that empowers financial service.

PayPay

OsidOri

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OsidOri is a financial app company will provide this mechanism with the new FinTech service.

PayPay

keychain

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Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.

PayPay

REASE Inc.

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Rease is a company that provides credit valuation engine planning and credit granting services.

PayPay

Lecto

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Lecto provides Saas solutions to eliminate the tedious practices behind financial services

PayPay

SMART IDEA Japan

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SMART IDEA is a financial technology company.

PayPay

efit

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efit is an investment platform that makes it easy for anyone to make technical investments automatically.

PayPay

BrainCat

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BrainCat is a Japanese company that specializes in developing FinTech platforms.

PayPay

GVE

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GVE develops and operates a legal currency digitization platform.

PayPay

SushiSwap

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SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.

PayPay

Credit Saison

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Credit Saison is a Japanese financial services company.

PayPay

Soramitsu

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Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.

PayPay

Resona Capital

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Resona Capital is a micro-venture capital fund specialized in early-stage investments.

PayPay

Prance Gold Holdings

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Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.

PayPay

ISI

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IS Eye is a FinTech consulting company

PayPay

Orient Corporation

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Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.

PayPay

CrowdLoan

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CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.

PayPay

BANQ

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BANQ is a FinTech company that provides on-demand salary services.

PayPay

Another lane

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Another lane is a credit card number handling contract conclusion company.

PayPay

SoftBank Payment Service Corp.

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SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.

PayPay

COMTURE

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COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.

PayPay

CoinJinja

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Japan’s top crypto media: CoinJinja.com (ICO listing site) and CoinView (free, all-in-one crypto investment portfolio management app).

PayPay

Fintech Association of Japan

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Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.

PayPay

Kibidango, Inc.

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Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.

PayPay

Global Risk Exchange

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Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .

PayPay

FinTech Global

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FinTech Global is a boutique investment bank that supports the growth of companies.

PayPay

INORU

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With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.

PayPay

Japan Digital Design

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Japan Digital Design is an AI technology company for financial industries.

PayPay

FINOLAB

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FINOLAB is a fintech company that provides real estate and financial services.

PayPay

Phantom AI Japan

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Phantom AI is a fintech startup.

PayPay

ZAISAN Net

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ZAISAN Net is a AI-Fintech startup specializing in stock price movement.

PayPay

Invast Securities

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Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.

PayPay

SB Payment Service

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SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.

PayPay

Milestone Consulting Group

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Milestone Consulting Group is a fintech start up.

PayPay

FGC Group

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Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.

PayPay

nCino K.K.

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nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.

PayPay

Protoption

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Protoption is a FinTech startup that provides crypto asset related services.

PayPay

Cygnos

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Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.

PayPay

bitFlyer Holdings

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bitFlyer Holdings is the parent company of bitFlyer.

PayPay

Daiwa Securities SMBC

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Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.

PayPay

GOLDEX

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GOLDEX is a FinTech company that specializes in payment solution research and development.

PayPay

STAGE Japan

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STAGE is a fintech venture company that develops services using blockchain technology.

PayPay

Profit Cube

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Profit Cube is a fintech start up.

PayPay

enigma Japan

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Enigma is a FinTech services for various industries

PayPay

Nishi-Nippon

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Nishi-Nippon provides banking and financial services for individuals, and small and medium-sized enterprises.

PayPay

THS

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THS provides cloud services, smartphone application development and fintech services.

PayPay

ANA Digital Gate

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ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.

Written by Mark Fitz

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