75 Top Japanese FinTech Companies and Startups of 2021

June 30, 2021

This article showcases our top picks for the best Japanese based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

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Top Japanese FinTech Startups

Data sourced from Crunchbase and SemRush.

Rakuten

Rakuten

Crunchbase Website Twitter Facebook Linkedin

Rakuten is a provider of e-commerce, fintech, digital content, and communications products and services.

PayPay

PayPay

Crunchbase Website Twitter Facebook Linkedin

PayPay is an online payment app.

PayPay

Money Forward

Crunchbase Website Twitter Facebook Linkedin

Money Forward provides online personal accounting solutions that enable individuals to better manage their daily expenses.

PayPay

Paidy

Crunchbase Website Twitter Facebook Linkedin

Paidy is a platform that enables consumers to buy online without a credit card or pre-registration.

PayPay

bitFlyer

Crunchbase Website Twitter Facebook Linkedin

BitFlyer is a Bitcoin exchange and marketplace that enables its customers to buy, sell, and spend bitcoins.

PayPay

Gojo & Company

Crunchbase Website Twitter Facebook Linkedin

Gojo extends financial inclusion to micro, small, and medium-sized enterprises.

PayPay

Kyash

Crunchbase Website Twitter Facebook Linkedin

Kyash is a fintech platform providing mobile banking services with full-stack banking technology currently offering digital wallet app.

PayPay

Coincheck

Crunchbase Website Twitter Facebook Linkedin

Coincheck operates a bitcoin and cryptocurrency exchange in Japan.

PayPay

Liquid Global

Crunchbase Website Twitter Facebook Linkedin

Liquid Global is a developer of a cryptocurrency trading platform designed to provide liquidity to the crypto economy.

PayPay

Moneytree

Crunchbase Website Twitter Facebook Linkedin

Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.

PayPay

Wealthnavi

Crunchbase Website Twitter Facebook Linkedin

Wealthnavi is wealth management of world-class on your side.

PayPay

justInCase

Crunchbase Website Twitter Facebook Linkedin

justInCase is the first full-stack InsurTech company in Japan, offering P2P insurance and AI-based health & small-amount insurance online.

PayPay

CROWD CREDIT

Crunchbase Website Twitter Facebook Linkedin

Cross-border marketplace lending platform

PayPay

AlpacaJapan

Crunchbase Website Twitter Facebook Linkedin

Building cutting-edge capital markets AI technology working with number of financial institutions

PayPay

Orb

Crunchbase Website Twitter Facebook Linkedin

Orb is an enterprise software startup that helps businesses to define and configure their own coin economy.

PayPay

Credit Engine

Crunchbase Website Twitter Facebook Linkedin

Credit Engine is a online lending platform enables financial institutions.

PayPay

Payme Japan

Crunchbase Website Twitter Facebook Linkedin

Payme provides a platform for mobile payments to help users in Japan.

PayPay

Crowd Cast

Crunchbase Website Twitter Facebook Linkedin

Simplify payment between employees and organization

PayPay

Coiney

Crunchbase Website Twitter Facebook Linkedin

Coiney provides smarphone-based credit card processing services in Japan.

PayPay

Chaintope

Crunchbase Website Twitter Facebook Linkedin

Chaintope is specializes in blockchain technology with a focus for FinTech and non-FinTech sectors.

PayPay

Cryptact

Crunchbase Website Twitter Facebook Linkedin

Cryptact is a technology company providing solutions and platforms utilizing blockchains, smart contracts and virtual currencies.

PayPay

Emerada

Crunchbase Website Twitter Facebook Linkedin

Emerada is a bank account aggregation and cashflow analytics platform to SMEs and banks for enhancing lending activity in Japan.

PayPay

xenodata lab

Crunchbase Website Twitter Facebook Linkedin

xenodata lab is a developing an AI-powered finance data analytics leveraging Natural Language Processing (NLP).

PayPay

Robot Fund

Crunchbase Website Twitter Facebook Linkedin

Robot Fund is a provider of RPA (Robotic Process Automation) solutions for asset management businesses.

PayPay

Infcurion Group

Crunchbase Website Twitter Facebook Linkedin

Infucurion Group is a business development company that focuses on payment technologies.

PayPay

Tech Bureau

Crunchbase Website Twitter Facebook Linkedin

Tech Bureau provides cryptographic currency and Blockchain technology using exchange API to handle currency encryption.

PayPay

Smart Trade

Crunchbase Website Twitter Facebook Linkedin

Smart Trade is an information technology company that offers full stack software development for investment strategy environment.

PayPay

Mikatus

Crunchbase Website Twitter Facebook Linkedin

Mikatus supports good tax accountants and contribute to the growth of enthusiastic SMEs.

PayPay

Huobi Japan

Crunchbase Website Twitter Facebook Linkedin

Huobi Japan designs a digital asset trading platform that empowers financial service.

PayPay

OsidOri

Crunchbase Website Twitter Facebook Linkedin

OsidOri is a financial app company will provide this mechanism with the new FinTech service.

PayPay

keychain

Crunchbase Website Twitter Facebook Linkedin

Keychain is the decentralized authentication blockchain platform for finance, IoT, and enterprise.

PayPay

REASE Inc.

Crunchbase Website Twitter Facebook Linkedin

Rease is a company that provides credit valuation engine planning and credit granting services.

PayPay

Lecto

Crunchbase Website Twitter Facebook Linkedin

Lecto provides Saas solutions to eliminate the tedious practices behind financial services

PayPay

SMART IDEA Japan

Crunchbase Website Twitter Facebook Linkedin

SMART IDEA is a financial technology company.

PayPay

efit

Crunchbase Website Twitter Facebook Linkedin

efit is an investment platform that makes it easy for anyone to make technical investments automatically.

PayPay

BrainCat

Crunchbase Website Twitter Facebook Linkedin

BrainCat is a Japanese company that specializes in developing FinTech platforms.

PayPay

GVE

Crunchbase Website Twitter Facebook Linkedin

GVE develops and operates a legal currency digitization platform.

PayPay

SushiSwap

Crunchbase Website Twitter Facebook Linkedin

SushiSwap is a peer-to-peer, decentralized exchange that allows users to swap tokens, provide liquidity, and other DeFi services.

PayPay

Credit Saison

Crunchbase Website Twitter Facebook Linkedin

Credit Saison is a Japanese financial services company.

PayPay

Soramitsu

Crunchbase Website Twitter Facebook Linkedin

Fintech company based in Tokyo, specializing in blockchain technology. Main contributor to Hyperledger Iroha.

PayPay

Resona Capital

Crunchbase Website Twitter Facebook Linkedin

Resona Capital is a micro-venture capital fund specialized in early-stage investments.

PayPay

Prance Gold Holdings

Crunchbase Website Twitter Facebook Linkedin

Prance Gold Holdings is a technology company that offers digital asset holders an opportunity to grow their portfolio.

PayPay

ISI

Crunchbase Website Twitter Facebook Linkedin

IS Eye is a FinTech consulting company

PayPay

Orient Corporation

Crunchbase Website Twitter Facebook Linkedin

Orient Corporation is a consumer credit company that provides auto loans, credit cards, and direct cash loan services.

PayPay

CrowdLoan

Crunchbase Website Twitter Facebook Linkedin

CrowdLoan is a platform that connects financial institutions and individuals with smooth loans.

PayPay

BANQ

Crunchbase Website Twitter Facebook Linkedin

BANQ is a FinTech company that provides on-demand salary services.

PayPay

Another lane

Crunchbase Website Twitter Facebook Linkedin

Another lane is a credit card number handling contract conclusion company.

PayPay

SoftBank Payment Service Corp.

Crunchbase Website Twitter Facebook Linkedin

SBPS is a Payment Service Provider and a subsidiary of SoftBank Corp.

PayPay

COMTURE

Crunchbase Website Twitter Facebook Linkedin

COMTURE is a provider of Cloud, Big data, AI, IoT, Business system construction, ERP, Fintech, and Infrastructure construction solutions.

PayPay

CoinJinja

Crunchbase Website Twitter Facebook Linkedin

Japan’s top crypto media: CoinJinja.com (ICO listing site) and CoinView (free, all-in-one crypto investment portfolio management app).

PayPay

Fintech Association of Japan

Crunchbase Website Twitter Facebook Linkedin

Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations.

PayPay

Kibidango, Inc.

Crunchbase Website Twitter Facebook Linkedin

Leading reward-based crowdfunding platform in Japan helping entrepreneurs from all over the world succeed with the power of people.

PayPay

Global Risk Exchange

Crunchbase Website Twitter Facebook Linkedin

Global Risk Exchange (or GRE) is a blockchain-based, decentralized global risk exchange market .

PayPay

FinTech Global

Crunchbase Website Twitter Facebook Linkedin

FinTech Global is a boutique investment bank that supports the growth of companies.

PayPay

INORU

Crunchbase Website Twitter Facebook Linkedin

With INORU’s intuitive software for banking and finance, get the best start to your profitable lending business.

PayPay

Japan Digital Design

Crunchbase Website Twitter Facebook Linkedin

Japan Digital Design is an AI technology company for financial industries.

PayPay

FINOLAB

Crunchbase Website Twitter Facebook Linkedin

FINOLAB is a fintech company that provides real estate and financial services.

PayPay

Phantom AI Japan

Crunchbase Website Twitter Facebook Linkedin

Phantom AI is a fintech startup.

PayPay

ZAISAN Net

Crunchbase Website Twitter Facebook Linkedin

ZAISAN Net is a AI-Fintech startup specializing in stock price movement.

PayPay

Invast Securities

Crunchbase Website Twitter Facebook Linkedin

Invast Securities provides online forex and ETF trading services and is listed on the JASDAQ market under the stock code 8709.

PayPay

SB Payment Service

Crunchbase Website Twitter Facebook Linkedin

SB Payment Service offers a wide range of payment methods and support for procedures related to payment, business agency, and contract work.

PayPay

Milestone Consulting Group

Crunchbase Website Twitter Facebook Linkedin

Milestone Consulting Group is a fintech start up.

PayPay

FGC Group

Crunchbase Website Twitter Facebook Linkedin

Fintech Global Consultants is an independent Fintech Consultants, with more than $150 million raised for ICO.

PayPay

nCino K.K.

Crunchbase Website Twitter Facebook Linkedin

nCino K.K. is the Japanese subsidiary of nCino that offers an integrated platform for cloud-based banking operations.

PayPay

Protoption

Crunchbase Website Twitter Facebook Linkedin

Protoption is a FinTech startup that provides crypto asset related services.

PayPay

Cygnos

Crunchbase Website Twitter Facebook Linkedin

Cygnos is a crypto lending platform that provides fiat monthly direct interest payments for crypto loans.

PayPay

bitFlyer Holdings

Crunchbase Website Twitter Facebook Linkedin

bitFlyer Holdings is the parent company of bitFlyer.

PayPay

Daiwa Securities SMBC

Crunchbase Website Twitter Facebook Linkedin

Daiwa Securities SMBC is a comprehensive securities group representing Asia configured mainly Global Investment Banking.

PayPay

GOLDEX

Crunchbase Website Twitter Facebook Linkedin

GOLDEX is a FinTech company that specializes in payment solution research and development.

PayPay

STAGE Japan

Crunchbase Website Twitter Facebook Linkedin

STAGE is a fintech venture company that develops services using blockchain technology.

PayPay

Profit Cube

Crunchbase Website Twitter Facebook Linkedin

Profit Cube is a fintech start up.

PayPay

enigma Japan

Crunchbase Website Twitter Facebook Linkedin

Enigma is a FinTech services for various industries

PayPay

Nishi-Nippon

Crunchbase Website Twitter Facebook Linkedin

Nishi-Nippon provides banking and financial services for individuals, and small and medium-sized enterprises.

PayPay

THS

Crunchbase Website Twitter Facebook Linkedin

THS provides cloud services, smartphone application development and fintech services.

PayPay

ANA Digital Gate

Crunchbase Website Twitter Facebook Linkedin

ANA Digital Gate is a joint-venture company for corporate settlement solutions business that leverages FinTech.

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