74 Top Indonesia Payments Companies and Startups of 2021

This article showcases our top picks for the best Indonesia based Payments companies. These startups and companies are taking a variety of approaches to innovating the Payments industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

• Innovation
  • Innovative ideas
  • Innovative route to market
  • Innovative product
• Growth
  • Exceptional growth
  • Exceptional growth strategy
• Management
• Societal impact

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Top Indonesia Payments Startups

Data sourced from Crunchbase and SemRush.

Gojek

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Gojek is an app that provides a variety of services from payments, food delivery, transportation, and logistics.

Xendit

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Xendit is a fintech company that provides end-to-end digital payment solutions for SMBs and e-commerce startups to large enterprises.

LinkAja

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LinkAja is an electronic-based service that makes your financial transactions more exciting.

PAYFAZZ

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PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.

Kredivo

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Kredivo provides an online credit card with payment methods and installments in 30 days or in installments within months.

Moka

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Moka is an Indonesian fintech startup that focuses on building mobile point-of-sale (mPOS) for small and medium businesses.

AwanTunai

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AwanTunai is digitizing the traditional FMCG supply chain for micro SME merchants with online inventory ordering and digital payments.

KinerjaPay

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KinerjaPay provides digital payment solutions to brick-and-mortal businesses in Indonesia and South East.

Cashlez

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Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.

WalletKu

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WalletKu is a company which offers prepaid mobile phones credit top up, bill payments and sports ticket bookings and payments.

Pundi Pundi

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Pundi Pundi provides financial service solution that allows virtual credit payments through mobile phone.

TADA

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SaaS, Customer Retention Platform (CRP)

Finantier

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Finantier provides the infrastructure and data products required by businesses to build the next generation of financial services in SEA.

Midtrans

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Midtrans empowers eCommerce through technology.

Doku

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PT Nusa Satu Inti Artha (dba “DOKU”) is Indonesia’s largest and fastest growing provider of electronic payment and risk management

Kudo

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Kudo is an Indonesian startup technology company.

Alterra

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Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network.

Pawoon

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Pawoon is a SaaS business, providing cloud-based Point of Sale platform for small businesses.

Paper.id

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Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia.

Infradigital

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We connect Indonesian schools with digital & financial services

Jenius

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Jenius is a way to manage finances and live easily on your smartphone.

PT Harapan Inti Selaras

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PT Harapan Inti Selaras offers m-saku, a payment solution that enables transactions between VISA cardholders.

UniPin

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Payment

Forstok

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Forstok enable its clients to manage all their sales channels in one location.

Espay

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Espay offers an e-commerce payment solution with the only B2C2B concept in Indonesia.

Sepulsa

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Sepulsa is airtime and utility platform reload platform that rewards its user through loyalty programme.

Qerja

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Qerja is a career advancement opportunity website offering assistance to your career goals.

Paprika

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A mobile payment app that allows users to pay at offline stores and monthly utility bills.

Instamoney

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Instamoney develops a platform of payment infrastructures that allows users to transfer money quickly and effectively at scale.

Faspay

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Faspay provides several online payment solutions with varieties of payment channels that will meet your business needs

Bersihberes

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We see and fulfill that others don’t” Bersihberes is a hyperlocal platform that provides home maintenance services in Indonesia.

AIQQON

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AIQQON provides a platform to accommodate MSMEs that needed noncash payments.

Cashcash

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Cashcash is the largest financial intelligence platform

OVO

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OVO is one of the leading players in the digital payment sector.

Netzme Kreasi Indonesia, PT

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A cashless mobile payment solution as a service company that enable prosperity to be accessible for everyone, especially in Indonesia.

Zero One

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Cloud & Mobile App Development

EasyPay Indonesia

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EasyPay Indonesia is a mobile payments company located in Jakarta Pusat.

Gambit Payments

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Gambit is a payments solution for social networks, enabling game publishers to monetize their communities through direct payment methods.

iPaymu

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iPaymu is a mobile payments company located in Jakarta Selatan.

Duitku

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Duitku is a payments company located in Jakarta Barat.

Dimo Pay Indonesia

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Dimo Empowering Mobile Payment Across Indonesia

Invo

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Invo is an on-demand payments platform that enables small business to collect payments online with a simple link

Get Plus Indonesia

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Get Plus is a customer service company located in Jakarta Barat.

Texo

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Texo provides a payment ecosystem in Indonesia so that society can choose to use any payment channel on online and offline merchants.

SPOTS

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POS system

PayAccess

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PayAccess is an independent mobile payment platform designed for daily payment solution.

Odeo Teknologi Indonesia

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Odeo Teknologi Indonesia is a financial services company located in Kembangan.

WOM Finance

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WOM Finance is engages in consumer finance activities in Indonesia.

Veerbit

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Veerbit is a mobile payments company located in Yogyakarta.

Pefindo Biro Kredit

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Pefindo Biro Kredit provides financial services and solutions for the credit needs of the development of businesses.

Artajasa

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Artajasa provides electronic transactions solutions to optimize financial processes and enhance security for businesses.

MVCommerce

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MVCommerce provides mobile channels for conventional banks.

Uangku

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Uangku is a payments fintech company located in Jakarta.

Payspine

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Payspine is Online Payment Solutions.

Mimopay

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Mimopay is a payments apps company located in Slipi.

BTCBank

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We are one of the biggest crypto exchange in Indonesia and other parts of Asia

Digital Kuantum Teknologi

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Digital Kuantum Teknologi is a fintech company located in Grogol Petamburan.

5Elements

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5Elements is a payments company located in Karet Kuningan.

Kuncii

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Real Estate, Marketplace, Payment

ZendMoney

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ZendMoney is remittance service which provides money transfer abroad in affordable, faster, and secure way

INTERPRIMA NUSANTARA MANDIRI

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INTERPRIMA NUSANTARA MANDIRI is a banking company located in Medan.

Bonusku

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Bonusku is a financial services company located in Jakarta.

DoctorSlide.com

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A startup with mission to help transforming daily business presentation to the next level of designs!

pulsa murah

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pulsa murah is a payments company located in Serang.

Kredibel

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Indonesia Online Lending Platform

Arkalogic Systems

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Arkalogic Systems is a technology company that specializes in mobile solutions for the financial service industry.

Zuragan Digital Indonesia

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Zuragan Digital Indonesia is an information technology & services company located in Jakarta.

SatuBon

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SatuBon is a electronics payments company located in Jakarta Pusat.

Barakah Teknologi Indonesia

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Barakah Teknologi Indonesia is a online portals shopping company.

SatuLoket.com

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SatuLoket.com is a payments internet company located in Sleman.

Pajanlom

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Communities, Tourism, Travel, Mobile App

Cashfazz

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Cashfazz is an electronic money app to help one make payments for all their daily needs.

Financial Services Indonesia

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Financial Services Indonesia provides financial services and exchanges for clients in Indonesia.

PT Buana Sejahtera Multidana

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PT Buana Sejahtera Multidana engaged in the used vehicle financing.