41 Top Indian Credit Companies and Startups of 2021

July 2, 2021

This article showcases our top picks for the best Indian based Credit companies. These startups and companies are taking a variety of approaches to innovating the Credit industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Indian Credit Startups

Data sourced from Crunchbase and SemRush.

CRED

CRED

Crunchbase Website Twitter Facebook Linkedin

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.

Indifi Technologies

Indifi Technologies

Crunchbase Website Twitter Facebook Linkedin

Indifi Technologies is a digital lending platform that offers loans to small businesses.

Indifi Technologies

Kissht

Crunchbase Website Twitter Facebook Linkedin

Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.

Indifi Technologies

Velocity

Crunchbase Website Twitter Facebook Linkedin

Velocity provides revenue-based financing to online businesses.

Indifi Technologies

Leap Finance

Crunchbase Website Twitter Facebook Linkedin

Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.

Indifi Technologies

Uni Cards

Crunchbase Website Twitter Facebook Linkedin

Uni provides new-age credit cards for the digital generation.

Indifi Technologies

CredFlow

Crunchbase Website Twitter Facebook Linkedin

CredFlow provides financial solutions to automate your cashflows.

Indifi Technologies

GetVantage

Crunchbase Website Twitter Facebook Linkedin

GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

Indifi Technologies

Paymatrix

Crunchbase Website Twitter Facebook Linkedin

Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.

Indifi Technologies

CreditMantri

Crunchbase Website Twitter Facebook Linkedin

CreditMantri is a data-driven platform that provides credit and financial reports to users based on their credit history.

Indifi Technologies

PayMate

Crunchbase Website Twitter Facebook Linkedin

PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.

Indifi Technologies

Home Credit India

Crunchbase Website Twitter Facebook Linkedin

Home Credit India is a leading consumer durable loan provider.

Indifi Technologies

RedCarpetUp

Crunchbase Website Twitter Facebook Linkedin

RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.

Indifi Technologies

NIRA

Crunchbase Website Twitter Facebook Linkedin

NIRA promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.

Indifi Technologies

MyLoanCare

Crunchbase Website Twitter Facebook Linkedin

Leading Online Loans Marketplace in India

Indifi Technologies

Shubham Housing Development Finance Company

Crunchbase Website Twitter Facebook Linkedin

SHDFC Is an affordable housing lender headquartered in New Delhi targeting low-income, self-employed families in urban and semi-urban India.

Indifi Technologies

EnKash

Crunchbase Website Twitter Facebook Linkedin

EnKash – Commercial Payments & Cards Platform

Indifi Technologies

CoinTribe Technologies

Crunchbase Website Twitter Facebook Linkedin

Credit Based Marketplace for Small Business Loans

Indifi Technologies

CreditMate

Crunchbase Website Twitter Facebook Linkedin

CreditMate helps the lending industy Collect faster, smarter and better.

Indifi Technologies

SmartQ

Crunchbase Website Twitter Facebook Linkedin

SmartQ designs a mobile application that digitizes food courts and cafeterias and provide an enhanced experience.

Indifi Technologies

Finwego

Crunchbase Website Twitter Facebook Linkedin

Finwego is a modern banking platform for the education sector.

Indifi Technologies

YPay Card

Crunchbase Website Twitter Facebook Linkedin

YPay Card is the new way to manage your money.

Indifi Technologies

Any Time Loan

Crunchbase Website Twitter Facebook Linkedin

Any Time Loan is peer to peer lending platform.

Indifi Technologies

Credy

Crunchbase Website Twitter Facebook Linkedin

Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.

Indifi Technologies

SIFIPAY.COM

Crunchbase Website Twitter Facebook Linkedin

SIFIPAY is one of the fastest growing payment solution providers in India. Funds collections & Payouts were never so easy !!

Indifi Technologies

MoneyTap

Crunchbase Website Twitter Facebook Linkedin

MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.

Indifi Technologies

OptaCredit

Crunchbase Website Twitter Facebook Linkedin

OptaCredit is an artificial intelligence-powered, data-driven online lender

Indifi Technologies

Artoo

Crunchbase Website Twitter Facebook Linkedin

Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.

Indifi Technologies

CreditVidya

Crunchbase Website Twitter Facebook Linkedin

CreditVidya offers alternate data based credit scores for underwriting first time borrowers using machine learning and big data analytics.

Indifi Technologies

Grip Invest

Crunchbase Website Twitter Facebook Linkedin

Grip is an investment platform that allows retail investors to make small ticket investments in physical assets that earn lease income.

Indifi Technologies

PrestLoans

Crunchbase Website Twitter Facebook Linkedin

PrestLoans New age tech driven RBI regd NBFC helping businesses by providing easy, quick n hassle free loans.

Indifi Technologies

Circles India

Crunchbase Website Twitter Facebook Linkedin

Circles is a social payments platform that lets users discover and share credit cards.

Indifi Technologies

Nuovopay

Crunchbase Website Twitter Facebook Linkedin

NuovoPay enables device leasing companies & telecom carriers to secure their leased devices against non-payment.

Indifi Technologies

Deals of Loan

Crunchbase Website Twitter Facebook Linkedin

Deals of Loan is a financial services provider that allows people to sign up for home, mortgage, and personal loans.

Indifi Technologies

fin solutions private limited

Crunchbase Website Twitter Facebook Linkedin

fin solutions is an online loan marketplace that matches lenders and borrowers based on their preferences.

Indifi Technologies

Recordent

Crunchbase Website Twitter Facebook Linkedin

Recordent is a technology-enabled credit and payment reporting platform.

Indifi Technologies

Wizi

Crunchbase Website Twitter Facebook Linkedin

The Super App for Credit Cards – Apply, Manage & Pay

Indifi Technologies

Svatantra

Crunchbase Website Twitter Facebook Linkedin

Svatantra is a next-gen microfinance entity offering differential banking solutions.

Indifi Technologies

Cashiya

Crunchbase Website Twitter Facebook Linkedin

Cashiya is a simple, powerful, fast and easy application for Personal FInance, That include 360* financial requirement of an individual.

Indifi Technologies

Vaypa

Crunchbase Website Twitter Facebook Linkedin

Vaypa enables instant finance for micro/small businesses in India by digitally connecting with their transactions and invoices.

Indifi Technologies

OneConnect Money

Crunchbase Website Twitter Facebook Linkedin

One stop shop for Financial Products

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