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101 Top Southeast Asia Credit Companies and Startups

This article showcases our top picks for the best Southeast Asia based Credit companies. These startups and companies are taking a variety of approaches to innovating the Credit industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Southeast Asia Credit Startups

Data sourced from Crunchbase and SemRush.

JULO

JULO

Crunchbase Website Twitter Facebook Linkedin

JULO is a digital lending company that provides affordable unsecured personal loan for consumers.

Kredivo

Kredivo

Crunchbase Website Twitter Facebook Linkedin

Kredivo offers an online credit card with payment methods and installments in 30 days or monthly installments.

Kredivo

UangTeman

Crunchbase Website Twitter Facebook Linkedin

UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.

Kredivo

Credolab

Crunchbase Website Twitter Facebook Linkedin

Embedded Scoring from credolab – The confidence to say “yes”.

Kredivo

Plentina

Crunchbase Website Twitter Facebook Linkedin

Plentina builds an alternative credit score and application that provides store credit financing to buy essentials.

Kredivo

CardUp

Crunchbase Website Twitter Facebook Linkedin

CardUp simplifies the lives of business owners by bringing payments and collections into one easy-to-use digital platform.

Kredivo

Red Dot Payment

Crunchbase Website Twitter Facebook Linkedin

Red Dot Payment is an online payment company that provides payment solutions for banks, acquirers, and merchants across the Asia Pacific.

Kredivo

TSLC

Crunchbase Website Twitter Facebook Linkedin

TSLC is an AI/ML-driven credit enablement platform company.

Kredivo

BigPay

Crunchbase Website Twitter Facebook Linkedin

Bringing fair and transparent financial services to Southeast Asia

Kredivo

BukuWarung

Crunchbase Website Twitter Facebook Linkedin

BukuWarung is a startup focused on building bookkeeping, digital payments, and e-commerce solutions for MSMEs in Indonesia.

Kredivo

HDBank

Crunchbase Website Twitter Facebook Linkedin

DBank is a commercial bank that offers consumers, corporations, and investors a comprehensive range of financial and banking services.

Kredivo

Rent 2 Own(Myanmar)

Crunchbase Website Twitter Facebook Linkedin

Rent 2 Own is Hire Purchase focused fintech company located in Mayanmar

Kredivo

iPaymy

Crunchbase Website Twitter Facebook Linkedin

With iPaymy for Business, SMEs can pay rent, salaries, invoices, and even tax using the credit cards they already have in their wallet.

Kredivo

Bizbaz

Crunchbase Website Twitter Facebook Linkedin

Bizbaz offers credit scoring and risk assessment solutions for unbanked populations in Asia.

Kredivo

Credit Culture

Crunchbase Website Twitter Facebook Linkedin

Credit Culture is a Singapore-based fintech startup.

Kredivo

Xfers

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Xfers is a Major Payment Institution approved by the Monetary Authority of Singapore for the provision of e-money issuance services.

Kredivo

KiwiPay

Crunchbase Website Twitter Facebook Linkedin

KiwiPay provides online payment services to emerging markets.

Kredivo

FinWhaleX

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FinWhaleX is a P2P credit platform that provides access to loans.

Kredivo

Cardable

Crunchbase Website Twitter Facebook Linkedin

Cardable is a platform that brings together the best in card loyalty for the Asian consumer.

Kredivo

Octifi

Crunchbase Website Twitter Facebook Linkedin

Octifi provides innovative and collective digital credit services including installment payment services.

Kredivo

Friz

Crunchbase Website Twitter Facebook Linkedin

Friz is a neobank for the brave and relentless freelancers of Southeast Asia.

Kredivo

Hafta

Crunchbase Website Twitter Facebook Linkedin

Hafta is creating the world’s largest repository of psychometric data.

Kredivo

PayOp

Crunchbase Website Twitter Facebook Linkedin

International payment platform with 300+ payment methods

Kredivo

Credmark

Crunchbase Website Twitter Facebook Linkedin

Credmark is a High Integrity DeFi Data & Risk Modeling platform.

Kredivo

Finscore

Crunchbase Website Twitter Facebook Linkedin

Helps first-time borrowers to get access to credit and banks and FIs get more data & insights through smart credit scoring

Kredivo

Global Dominion Financing

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Global Dominion Financing provides doctor loans, truck financing, car financing and refinancing services.

Kredivo

SeaMoney

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SeaMoney is a consumer internet company.

Kredivo

CardsPal

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CardsPal is a one-stop credit card deals discovery platform that empowers customers to maximise savings.

Kredivo

Credit OK

Crunchbase Website Twitter Facebook Linkedin

Credit OK is a FinTech startup committed to solving the problem of financial inclusion and illegal financing.

Kredivo

CTOS Data Systems

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CTOS Data Systems is a credit reporting agency.

Kredivo

M.B.A. Consulting Philippines, Inc.

Crunchbase Website Twitter Facebook Linkedin

Debt collection agency in many of our markets; our clients are industry leaders in banking, insurance, telecom, utility and public sectors

Kredivo

Moneymax

Crunchbase Website Twitter Facebook Linkedin

Compare the best deals on car insurance, credit cards, and loans in the Philippines with Moneymax.

Kredivo

PandaCredit

Crunchbase Website Twitter Facebook Linkedin

Pandacredit is a data-driven consumer fintech company that focuses on developing emerging markets.

Kredivo

Credit Bureau Malaysia

Crunchbase Website Twitter Facebook Linkedin

Credit Bureau helps Malaysians be credit positive so that they can have better access to financial services and at more competitive rates.

Kredivo

Halomoney Indonesia

Crunchbase Website Twitter Facebook Linkedin

Cara cepat memilih penyedia layanan asuransi, paket internet, kartu kredit dan KPR terbaik. Temukan yang paling murah, dapatkan promonya

Kredivo

Hong Leong Bank

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Hong Leong Bank is a financial services industry.

Kredivo

Metrobank Card

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Metrobank Card Corporation’s core credit cards provide increased spending power and worldwide purchasing convenience.

Kredivo

Network for Electronic Transfers

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NETS is a leading payments services group, enables digital payments for merchants, consumers and banks.

Kredivo

RCBC Bankard

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RCBC Bankard provides credit cards for various purposes and expenditures.

Kredivo

Pvcombank

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PVcomBank provides a wide range of financial products & services include digital bank, insurance, loan, corporate credit & account services.

Kredivo

Dealcha!

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Dealcha offers their users an opportunity to earn free cash through their online shopping activity.

Kredivo

Aeon Credit Service

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Aeon Credit Service provides payment schemes for the purchase of consumer durables through appointed retail merchants and chain stores.

Kredivo

LinkEye

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LinkEye is a global blockchain-based platform for sharing credit.

Kredivo

AIQQON

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AIQQON provides a platform to accommodate MSMEs that needed noncash payments.

Kredivo

Lotte Finance

Crunchbase Website Twitter Facebook Linkedin

Lotte Finance is a financial services company that provides advanced financial services and credit management technology solutions.

Kredivo

Krungthai Card PCL

Crunchbase Website Twitter Facebook Linkedin

Krungthai Card Public Company operates credit card related business, acquiring a business, payment service provider, and personal loan.

Kredivo

Hearti

Crunchbase Website Twitter Facebook Linkedin

Your Digital-First Venture Partner

Kredivo

Acura Labs

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Acura Labs is a credit scoring and risk management company.

Kredivo

DP Information Network

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DP Information Network is Singapore’s leading credit and business information bureau.

Kredivo

Tin Viet Finance Joint Stock Company

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Tin Viet Finance Joint Stock Company provides transparent, domestic credit card, loan services, and effective financial solutions.

Kredivo

Mandiri Utama Finance

Crunchbase Website Twitter Facebook Linkedin

Mandiri Utama Finance provides financial services.

Kredivo

BG Microfinance Myanmar Co., Ltd.

Crunchbase Website Twitter Facebook Linkedin

BG Microfinance Myanmar Co., Ltd. provides commercial Credit and Finance.

Kredivo

IFS Capital Malaysia Sdn Bhd

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On 1st June 2006, IFS Capital (Malaysia) Sdn Bhd “IFS(M)” was incorporated, as a subsidiary of IFS Capital Limited “IFS”.

Kredivo

Money Bank

Crunchbase Website Twitter Facebook Linkedin

Online peer-to-peer micro-lending service in Vietnam

Kredivo

Malaysian Rating

Crunchbase Website Twitter Facebook Linkedin

Malaysian Rating provides credit ratings and research on issuers of commercial papers, bonds, long-/short-term debts, and preferred shares.

Kredivo

AdaPundi

Crunchbase Website Twitter Facebook Linkedin

AdaPundi is an online lending platform that provides an array of financial solutions including events, funding, and compliant services.

Kredivo

Silkway Ventures

Crunchbase Website Twitter Facebook Linkedin

International group of tech companies

Kredivo

Easy Buy

Crunchbase Website Twitter Facebook Linkedin

Easy Buy is a financial institution that provides financial and consumer credit services with a qualitative and user-friendly approach.

Kredivo

Ayopop

Crunchbase Website Twitter Facebook Linkedin

Ayopop is an application that provides credit, data packages, and PLN services.

Kredivo

Bank Sumut

Crunchbase Website Twitter Facebook Linkedin

Bank Sumut provides a wide range of banking services including savings & current accounting, credit, international banking & ATM solutions.

Kredivo

My Credit Info

Crunchbase Website Twitter Facebook Linkedin

My Credit Info is an online portal developed by Experian information Services dedicated to helping consumers to obtain a credit report.

Kredivo

Pefindo Biro Kredit

Crunchbase Website Twitter Facebook Linkedin

Pefindo Biro Kredit provides financial services and solutions for the credit needs of the development of businesses.

Kredivo

NestiFly

Crunchbase Website Twitter Facebook Linkedin

NestiFly is an online peer-to-peer lending platform that provides access to funding sources for credit seekers.

Kredivo

Promise

Crunchbase Website Twitter Facebook Linkedin

Promise grants personal loan and unsecured credit services.

Kredivo

FinanceGuru

Crunchbase Website Twitter Facebook Linkedin

FinanceGuru is a financial institution that offers home, business, renovation and personal loans for individuals and businesses.

Kredivo

Post and Telecommunication Finance Company Limited

Crunchbase Website Twitter Facebook Linkedin

PTF is a consumer finance company that brings customers the most unique and quality personal financial solutions.

Kredivo

First Choice

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First Choice specializes in providing personal loan services.

Kredivo

CLIK

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CLIK engages in credit and business information, processing and outsourcing services.

Kredivo

CreditPros

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CreditPros is a financial company that provides personal loan, loan for autonomous and employees.

Kredivo

Trihamas Finance

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Trihamas Finance specializes in commercial vehicle financing, leasing, credit analysis, investments, and payment options services.

Kredivo

Qbit

Crunchbase Website Twitter Facebook Linkedin

Qbit specializes in creating fintech products for SMEs.

Kredivo

Srisawad Power

Crunchbase Website Twitter Facebook Linkedin

Srisawad Power is a credit and loan service provider company.

Kredivo

AEON Specialized Bank

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AEON Specialized Bank provides loans, digital wallets, credit cards, and credit in instalments for vehicles and personal uses.

Kredivo

PT Orico Balimor Finance

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PT Orico Balimor Finance provides spectrum of financing facilities that includes investment, multipurpose, and working capital financing.

Kredivo

Mitra Dana Top Finance

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Mitra Dana Top Finance is a financing firm that specializes in consumer financing like working capital, goods funding, and investments.

Kredivo

FICO Bank

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FICO Bank offers checking accounts, saving accounts, agriculture loans, truck financing, money transfers, and internet banking services.

Kredivo

Raining Pesos

Crunchbase Website Twitter Facebook Linkedin

Raining Pesos offers an array of loans, and credit cards for home, personal, student, car, gadget, and business purposes.

Kredivo

PCB

Crunchbase Website Twitter Facebook Linkedin

PCB collects, processes, and stores credit information.

Kredivo

Taladinvoice

Crunchbase Website Twitter Facebook Linkedin

Taladinvoice is a provider of loan services by selling their invoices online.

Kredivo

Bank Sulselbar

Crunchbase Website Twitter Facebook Linkedin

Bank Sulselbar is a banking firm that offers a broad range of financial services like loans and foreign currency exchange.

Kredivo

Credit Counselling Singapore

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Credit Counselling Singapore provides financial consulting and debt management services.

Kredivo

AIRA Factoring

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AIRA Factoring provides loan, short-term capital and credit services.

Kredivo

DusPay

Crunchbase Website Twitter Facebook Linkedin

DusPay specializes in credit card processing, debit card processing, chargeback protection, merchant accounts, and mobile payments services.

Kredivo

Australian Business Credit

Crunchbase Website Twitter Facebook Linkedin

Australian Business Credit is an Australian owned business finance company.

Kredivo

Unity

Crunchbase Website Twitter Facebook Linkedin

Unity is a fintech platform that offers finance decentralization with features such as digital wallets, payment gateways, and smart cards.

Kredivo

Bond Loans

Crunchbase Website Twitter Facebook Linkedin

Bond Loans is an australian owned and nationally-operated relocation funding specialist. It provides personalized customer service and more.

Kredivo

Kiatnakin Phatra Bank

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Kiatnakin Phatra Bank is a commercial bank that offers personal and business financial services.

Kredivo

Credit Burea Asia

Crunchbase Website Twitter Facebook Linkedin

Credit Burea Asia is the leading credit and risk information solutions provider.

Kredivo

IndoGold

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IndoGold specializes in providing gold savings, pawns, installments, and gold transfer services.

Kredivo

CardBiz

Crunchbase Website Twitter Facebook Linkedin

CardBiz provides debit and credit card terminals, ID card accessories, online redemption systems, QR pay, e-receipt and e-wallet systems.

Kredivo

Sirocco Pay

Crunchbase Website Twitter Facebook Linkedin

Sirocco Pay specializes in money remittance, multi-currency wallets, debit cards, loans, currency exchange, and credit cards services.

Kredivo

KB J Capital

Crunchbase Website Twitter Facebook Linkedin

KB J Capital provides financial services including personal loans, mobile loans, and car registration loans.

Kredivo

United Points

Crunchbase Website Twitter Facebook Linkedin

United Points provides merchant accounts, credit card processing, rewards solutions, loyalty solutions, and e-commerce payments services.

Kredivo

Intean Poalroath Rongroeurng

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Intean Poalroath Rongroeurng Ltd. (meaning Credit, Population and Prosperity in Khmer) was founded by two Cambodians, Mr. Oknha Phou Puy

Kredivo

DongA Bank

Crunchbase Website Twitter Facebook Linkedin

DongA Bank is a banking company.

Kredivo

Thai Credit Guarantee Corporation

Crunchbase Website Twitter Facebook Linkedin

Thai Credit Guarantee Corporation is a financial institution that provides credit and financial services.

Kredivo

Theta

Crunchbase Website Twitter Facebook Linkedin

Theta provides risk management solutions with the expertise of credit business, domain experience, consulting and technology.

Kredivo

Right Choice Capital

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Right Choice Capital is a finance firm that offers investments, loans, and mortgage services with competitive rates and flexible payments.

Kredivo

TRADE FINANCE INDIA

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Trade Finance INDIA arranges trade finance with a customer-centric strategy to ensure uninterrupted trade flow.

Kredivo

ChokChey Finance

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ChokChey Finance specializes in offering financing solutions like SME, agriculture, speed, auto, and group loans and services.

Kredivo

Sinarmas Hana Finance

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Sinarmas Hana Finance is a financial services company that provides credit facilities for purchase of automobiles.

Written by Mark Fitz

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