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101 Top Indian Lending Companies and Startups of 2021

This article showcases our top picks for the best Indian based Lending companies. These startups and companies are taking a variety of approaches to innovating the Lending industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Indian Lending Startups

Data sourced from Crunchbase and SemRush.

slice

slice

Crunchbase Website Twitter Facebook Linkedin

Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.

MobiKwik

MobiKwik

Crunchbase Website Twitter Facebook Linkedin

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

MobiKwik

KreditBee

Crunchbase Website Twitter Facebook Linkedin

KreditBee is a digital lending platform developed to assist young professionals with their personal finances.

MobiKwik

InCred

Crunchbase Website Twitter Facebook Linkedin

InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.

MobiKwik

OfBusiness

Crunchbase Website Twitter Facebook Linkedin

OfBusiness is a financing platform that offers smart financing to SMEs.

MobiKwik

ZestMoney

Crunchbase Website Twitter Facebook Linkedin

ZestMoney is an India-based consumer lending fintech company.

MobiKwik

MyMoneyMantra

Crunchbase Website Twitter Facebook Linkedin

MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.

MobiKwik

Lendingkart

Crunchbase Website Twitter Facebook Linkedin

Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.

MobiKwik

Indifi Technologies

Crunchbase Website Twitter Facebook Linkedin

Indifi Technologies is a digital lending platform that offers loans to small businesses.

MobiKwik

Simpl

Crunchbase Website Twitter Facebook Linkedin

Simpl is a market leading Pay-Later platform in India

MobiKwik

Bandhan Bank

Crunchbase Website Twitter Facebook Linkedin

Bandhan Bank provides microfinance lending services.

MobiKwik

Kissht

Crunchbase Website Twitter Facebook Linkedin

Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.

MobiKwik

Velocity

Crunchbase Website Twitter Facebook Linkedin

Velocity provides revenue-based financing to online businesses.

MobiKwik

Leap Finance

Crunchbase Website Twitter Facebook Linkedin

Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.

MobiKwik

Kinara Capital

Crunchbase Website Twitter Facebook Linkedin

Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

MobiKwik

FlexiLoans

Crunchbase Website Twitter Facebook Linkedin

FlexiLoans is a digital lending platform for SMEs in India

MobiKwik

Eduvanz

Crunchbase Website Twitter Facebook Linkedin

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.

MobiKwik

ftcash

Crunchbase Website Twitter Facebook Linkedin

ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.

MobiKwik

ZipLoan

Crunchbase Website Twitter Facebook Linkedin

ZipLoan is a tech driven NBFC focused on loans to small business owner

MobiKwik

GetVantage

Crunchbase Website Twitter Facebook Linkedin

GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

MobiKwik

Spandana Sphoorty Financial

Crunchbase Website Twitter Facebook Linkedin

Spandana Sphoorty Financial Ltd is a Micro Finance firm head-quartered at Hyderabad, India.

MobiKwik

Money View

Crunchbase Website Twitter Facebook Linkedin

Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

MobiKwik

Magma Fincorp

Crunchbase Website Twitter Facebook Linkedin

Magma Fincorp Limited offers secured lending, primarily in the rural and semi-urban areas.

MobiKwik

Jana Small Finance Bank

Crunchbase Website Twitter Facebook Linkedin

Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

MobiKwik

Clix Capital

Crunchbase Website Twitter Facebook Linkedin

Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.

MobiKwik

IndiaLends

Crunchbase Website Twitter Facebook Linkedin

IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.

MobiKwik

Satya MicroCapital

Crunchbase Website Twitter Facebook Linkedin

Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.

MobiKwik

Mintifi

Crunchbase Website Twitter Facebook Linkedin

Online lending startup based in Mumbai.

MobiKwik

Kuliza

Crunchbase Website Twitter Facebook Linkedin

Kuliza is a leading provider of digital transformation and operational intelligence solutions for financial enterprises.

MobiKwik

Asirvad Microfinance

Crunchbase Website Twitter Facebook Linkedin

Asirvad Microfinance provides microfinance loans to women from a poor and low-income households.

MobiKwik

RedCarpetUp

Crunchbase Website Twitter Facebook Linkedin

RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.

MobiKwik

NIRA

Crunchbase Website Twitter Facebook Linkedin

NIRA promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.

MobiKwik

Loan Frame

Crunchbase Website Twitter Facebook Linkedin

Loan Frame is a fintech company.

MobiKwik

MyLoanCare

Crunchbase Website Twitter Facebook Linkedin

Leading Online Loans Marketplace in India

MobiKwik

Faircent

Crunchbase Website Twitter Facebook Linkedin

Faircent.com is a website where borrowers and lenders connect directly.

MobiKwik

MoneyOnClick

Crunchbase Website Twitter Facebook Linkedin

Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.

MobiKwik

CoinTribe Technologies

Crunchbase Website Twitter Facebook Linkedin

Credit Based Marketplace for Small Business Loans

MobiKwik

Rupeek

Crunchbase Website Twitter Facebook Linkedin

Rupeek is an online lending platform that specializes in credit risk, gold loans, and personal loans.

MobiKwik

Swarna Pragati Housing Microfinance

Crunchbase Website Twitter Facebook Linkedin

Swarna Pragati Housing Microfinance provides housing microfinance loan products for low-income households in rural areas in India.

MobiKwik

IntelleGrow

Crunchbase Website Twitter Facebook Linkedin

IntelleGrow provides debt finance and skills support to small and growing businesses in India.

MobiKwik

RupeeCircle

Crunchbase Website Twitter Facebook Linkedin

RupeeCircle is a new age finance company.

MobiKwik

Finzy

Crunchbase Website Twitter Facebook Linkedin

finzy is the premier peer to peer lending solution in India.

MobiKwik

CreditAccess Grameen

Crunchbase Website Twitter Facebook Linkedin

CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.

MobiKwik

PaisaDukan

Crunchbase Website Twitter Facebook Linkedin

A P2P lending marketplace platform

MobiKwik

Cashkumar

Crunchbase Website Twitter Facebook Linkedin

A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India

MobiKwik

Muthoot Microfin

Crunchbase Website Twitter Facebook Linkedin

Muthoot Microfin Limited is the microfinance arm of Muthoot Pappachan group

MobiKwik

Any Time Loan

Crunchbase Website Twitter Facebook Linkedin

Any Time Loan is peer to peer lending platform.

MobiKwik

PayMe India

Crunchbase Website Twitter Facebook Linkedin

PayMe India is an innovative FinTech organization offering financial support to individuals with fixed income pattern.

MobiKwik

KNAB Finance

Crunchbase Website Twitter Facebook Linkedin

KNAB finance enables fast, flexible and easy short-term credit for businesses

MobiKwik

Credy

Crunchbase Website Twitter Facebook Linkedin

Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.

MobiKwik

Pocketly

Crunchbase Website Twitter Facebook Linkedin

Pocketly is a microlending platform for college students.

MobiKwik

Belstar Investment and Finance Private Limited

Crunchbase Website Twitter Facebook Linkedin

Belstar Investment and Finance Private Limited is a provider of scalable microfinance services to entrepreneurs.

MobiKwik

Cash Suvidha

Crunchbase Website Twitter Facebook Linkedin

Cash Suvidha is an Digital Lending Platform that provide working capital finance to SMEs and MSMEs in India.

MobiKwik

Shriram City Union Finance

Crunchbase Website Twitter Facebook Linkedin

Shriram City Union Finance is a non-banking financial company based in Tamil Nadu.

MobiKwik

MyShubhLife

Crunchbase Website Twitter Facebook Linkedin

MyShubhLife helps financial service providers to access and serve new and underserved market segments.

MobiKwik

PickMe eSolutions India

Crunchbase Website Twitter Facebook Linkedin

PickMe eSolutions India is a Consumer Services platform.

MobiKwik

MoneyTap

Crunchbase Website Twitter Facebook Linkedin

MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.

MobiKwik

Basic Home Loan

Crunchbase Website Twitter Facebook Linkedin

Making home loans faster, stress-free and Basic for middle-& low-income households in India

MobiKwik

Credright

Crunchbase Website Twitter Facebook Linkedin

CredRight is a new age digital lending company 100% focused on Micro & Small businesses.

MobiKwik

6to8 (B-Fresh by Baxi)

Crunchbase Website Twitter Facebook Linkedin

India’s first truly hyperlocal delivery service.

MobiKwik

OpenTap

Crunchbase Website Twitter Facebook Linkedin

It is an early stage AltFin company working towards financial empowerment of the aspirational Indian population.

MobiKwik

KredX

Crunchbase Website Twitter Facebook Linkedin

KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.

MobiKwik

ChitMonks

Crunchbase Website Twitter Facebook Linkedin

ChitMonks is India’s FIRST and ONLY online market place for promoting chit fund companies.

MobiKwik

EzCred

Crunchbase Website Twitter Facebook Linkedin

EzCred is a new age technology based consumer lending platform.

MobiKwik

OptaCredit

Crunchbase Website Twitter Facebook Linkedin

OptaCredit is an artificial intelligence-powered, data-driven online lender

MobiKwik

Bajaj Auto Finance

Crunchbase Website Twitter Facebook Linkedin

Bajaj Auto Finance provides retail loans to categories including two-wheelers, consumer durables, properties, and unsecured personal loans.

MobiKwik

i-lend

Crunchbase Website Twitter Facebook Linkedin

i-lend is India’s first social lending initiative that brings together borrowers and lenders to facilitate a financial transaction.

MobiKwik

Artoo

Crunchbase Website Twitter Facebook Linkedin

Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.

MobiKwik

Grip Invest

Crunchbase Website Twitter Facebook Linkedin

Grip is an investment platform that allows retail investors to make small ticket investments in physical assets that earn lease income.

MobiKwik

Shikhar Microfinance

Crunchbase Website Twitter Facebook Linkedin

Shikhar Microfinance empowers communities by providing financial services and livelihood opportunities to the underprivileged segments.

MobiKwik

FincSquare

Crunchbase Website Twitter Facebook Linkedin

FincSquare is a P2P lending platform and offers various financial services like savings, loans, insurance, etc.

MobiKwik

Capzest

Crunchbase Website Twitter Facebook Linkedin

Capzest is a digital lending platform focused on unsecured financing for income generation purposes

MobiKwik

Z2P

Crunchbase Website Twitter Facebook Linkedin

Credit-analysis and micro-loans to people based on proprietory credit algorithms based on machine learning.

MobiKwik

Lazypay

Crunchbase Website Twitter Facebook Linkedin

LazyPay is India’s quickest and easiest way to get online credit, just enter your mobile number and discover your unique credit cap.

MobiKwik

Sambandh Finserve

Crunchbase Website Twitter Facebook Linkedin

Sambandh Finserve is a non-banking financial institution.

MobiKwik

OxyLoans

Crunchbase Website Twitter Facebook Linkedin

OxyLoans.com is a revolutionary FinTech platform.

MobiKwik

Gramalaya Urban And Rural Development Initiatives And Network

Crunchbase Website Twitter Facebook Linkedin

GUARDIAN is addressing the complex water and sanitation problems faced by low-income communities in India.

MobiKwik

EMI

Crunchbase Website Twitter Facebook Linkedin

EMI provides online loan comparison, customized loan documentation, loan application.

MobiKwik

Snapmint

Crunchbase Website Twitter Facebook Linkedin

Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.

MobiKwik

Udhaar

Crunchbase Website Twitter Facebook Linkedin

Credit scoring, μ-lending for Financial Inclusion, Consumer & Product Insights

MobiKwik

Antworks Money

Crunchbase Website Twitter Facebook Linkedin

Antworks Money, the online marketplace for Bank Loans, P2P Loans & Investments.

MobiKwik

CashCare

Crunchbase Website Twitter Facebook Linkedin

CashCare is an innovative consumer lending platform.

MobiKwik

India Shelter

Crunchbase Website Twitter Facebook Linkedin

Indian Shelter helps middle income families improve quality of and access to housing by providing housing credits.

MobiKwik

PinCap

Crunchbase Website Twitter Facebook Linkedin

PinCap is an RBI registered NBFC catering micro, small and medium enterprises with their financial needs.

MobiKwik

AllCloud

Crunchbase Website Twitter Facebook Linkedin

Fintech, SaaS Lending Solutions

MobiKwik

Grameen Koota

Crunchbase Website Twitter Facebook Linkedin

Grameen Koota is a microfinance institution providing a wide range of financial services to the rural poor and low-income households.

MobiKwik

Apollo Finvest

Crunchbase Website Twitter Facebook Linkedin

Apollo Finvest is a publicly traded Non-Banking Financial Firm, a first transactional NBFC on the Internet. Speak of us as Lending AWS.

MobiKwik

LoanSimple

Crunchbase Website Twitter Facebook Linkedin

LoanSimple is a financial services company offering credit line to micro retailers on mobile against UPI digital payments.

MobiKwik

Yabx Technologies

Crunchbase Website Twitter Facebook Linkedin

Yabx enables the underserved with limited credit history to get fair access to financial services tailored to their needs.

MobiKwik

Syndicate Finance

Crunchbase Website Twitter Facebook Linkedin

Syndicate Finance is a Registered Private Money Lending Firm and also provides financial consultancy in the world.

MobiKwik

QuickCredit

Crunchbase Website Twitter Facebook Linkedin

QuickCredit An online P2P lending marketplace that helps borrowers avail instant, short-term cash loans.Quick, Easy, Safe.

MobiKwik

Inditrade Capital

Crunchbase Website Twitter Facebook Linkedin

Inditrade Capital is a digitally-driven lender that seeks to leverage technology to serve the financially under-served and marginalized.

MobiKwik

Power Finance

Crunchbase Website Twitter Facebook Linkedin

Power Finance provides financial products and related advisory, and other services to the power sector in India.

MobiKwik

Udhaar Card

Crunchbase Website Twitter Facebook Linkedin

Udhaar Card is a Digital Money Lending Marketplace for Students above 18 years of age.

MobiKwik

The Home Salon

Crunchbase Website Twitter Facebook Linkedin

The Home Salon is a Beauty & Wellness Startup

MobiKwik

Rupeelend

Crunchbase Website Twitter Facebook Linkedin

Rupeelend is part of Rupeelend Group, a digital finance company providing short term credit to consumers and businesses in India.

MobiKwik

HumanKinds

Crunchbase Website Twitter Facebook Linkedin

Emergency Healthcare and Business micro credit opportunities for independent working women of India

MobiKwik

Micrograam

Crunchbase Website Twitter Facebook Linkedin

To build a model through which, with relatively small sums of money, we can enable thousands of people to move away from economic.

MobiKwik

WooBloo

Crunchbase Website Twitter Facebook Linkedin

WooBloo delivers Personal Assistant services available on a simple phone call.

MobiKwik

Emibazaar

Crunchbase Website Twitter Facebook Linkedin

Emibazaar is an online shopping website that offers various products in Electronics, Lifestyle, Travel, Health, Books, etc.

MobiKwik

Central Parking Services

Crunchbase Website Twitter Facebook Linkedin

Central Parking Services is parking management company

Written by Mark Fitz

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