This article showcases our top picks for the best Indian based Lending companies. These startups and companies are taking a variety of approaches to innovating the Lending industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
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Top Indian Lending Startups
Data sourced from Crunchbase and SemRush.
slice
Crunchbase Website Twitter Facebook Linkedin
Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.
MobiKwik
Crunchbase Website Twitter Facebook Linkedin
MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.
KreditBee
Crunchbase Website Twitter Facebook Linkedin
KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
InCred
Crunchbase Website Twitter Facebook Linkedin
InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.
OfBusiness
Crunchbase Website Twitter Facebook Linkedin
OfBusiness is a financing platform that offers smart financing to SMEs.
ZestMoney
Crunchbase Website Twitter Facebook Linkedin
ZestMoney is an India-based consumer lending fintech company.
MyMoneyMantra
Crunchbase Website Twitter Facebook Linkedin
MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.
Lendingkart
Crunchbase Website Twitter Facebook Linkedin
Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.
Indifi Technologies
Crunchbase Website Twitter Facebook Linkedin
Indifi Technologies is a digital lending platform that offers loans to small businesses.
Simpl
Crunchbase Website Twitter Facebook Linkedin
Simpl is a market leading Pay-Later platform in India
Bandhan Bank
Crunchbase Website Twitter Facebook Linkedin
Bandhan Bank provides microfinance lending services.
Kissht
Crunchbase Website Twitter Facebook Linkedin
Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.
Velocity
Crunchbase Website Twitter Facebook Linkedin
Velocity provides revenue-based financing to online businesses.
Leap Finance
Crunchbase Website Twitter Facebook Linkedin
Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.
Kinara Capital
Crunchbase Website Twitter Facebook Linkedin
Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
FlexiLoans
Crunchbase Website Twitter Facebook Linkedin
FlexiLoans is a digital lending platform for SMEs in India
Eduvanz
Crunchbase Website Twitter Facebook Linkedin
Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.
ftcash
Crunchbase Website Twitter Facebook Linkedin
ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.
ZipLoan
Crunchbase Website Twitter Facebook Linkedin
ZipLoan is a tech driven NBFC focused on loans to small business owner
GetVantage
Crunchbase Website Twitter Facebook Linkedin
GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.
Spandana Sphoorty Financial
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Spandana Sphoorty Financial Ltd is a Micro Finance firm head-quartered at Hyderabad, India.
Money View
Crunchbase Website Twitter Facebook Linkedin
Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.
Magma Fincorp
Crunchbase Website Twitter Facebook Linkedin
Magma Fincorp Limited offers secured lending, primarily in the rural and semi-urban areas.
Jana Small Finance Bank
Crunchbase Website Twitter Facebook Linkedin
Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.
Clix Capital
Crunchbase Website Twitter Facebook Linkedin
Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.
IndiaLends
Crunchbase Website Twitter Facebook Linkedin
IndiaLends is a digital lending and borrowing marketplace that connect borrowers with lenders to help them access affordable credit.
Satya MicroCapital
Crunchbase Website Twitter Facebook Linkedin
Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.
Kuliza
Crunchbase Website Twitter Facebook Linkedin
Kuliza is a leading provider of digital transformation and operational intelligence solutions for financial enterprises.
Asirvad Microfinance
Crunchbase Website Twitter Facebook Linkedin
Asirvad Microfinance provides microfinance loans to women from a poor and low-income households.
RedCarpetUp
Crunchbase Website Twitter Facebook Linkedin
RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.
NIRA
Crunchbase Website Twitter Facebook Linkedin
NIRA promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.
Faircent
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Faircent.com is a website where borrowers and lenders connect directly.
MoneyOnClick
Crunchbase Website Twitter Facebook Linkedin
Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.
CoinTribe Technologies
Crunchbase Website Twitter Facebook Linkedin
Credit Based Marketplace for Small Business Loans
Rupeek
Crunchbase Website Twitter Facebook Linkedin
Rupeek is an online lending platform that specializes in credit risk, gold loans, and personal loans.
Swarna Pragati Housing Microfinance
Crunchbase Website Twitter Facebook Linkedin
Swarna Pragati Housing Microfinance provides housing microfinance loan products for low-income households in rural areas in India.
IntelleGrow
Crunchbase Website Twitter Facebook Linkedin
IntelleGrow provides debt finance and skills support to small and growing businesses in India.
Finzy
Crunchbase Website Twitter Facebook Linkedin
finzy is the premier peer to peer lending solution in India.
CreditAccess Grameen
Crunchbase Website Twitter Facebook Linkedin
CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.
Cashkumar
Crunchbase Website Twitter Facebook Linkedin
A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India
Muthoot Microfin
Crunchbase Website Twitter Facebook Linkedin
Muthoot Microfin Limited is the microfinance arm of Muthoot Pappachan group
Any Time Loan
Crunchbase Website Twitter Facebook Linkedin
Any Time Loan is peer to peer lending platform.
PayMe India
Crunchbase Website Twitter Facebook Linkedin
PayMe India is an innovative FinTech organization offering financial support to individuals with fixed income pattern.
KNAB Finance
Crunchbase Website Twitter Facebook Linkedin
KNAB finance enables fast, flexible and easy short-term credit for businesses
Credy
Crunchbase Website Twitter Facebook Linkedin
Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.
Pocketly
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Pocketly is a microlending platform for college students.
Belstar Investment and Finance Private Limited
Crunchbase Website Twitter Facebook Linkedin
Belstar Investment and Finance Private Limited is a provider of scalable microfinance services to entrepreneurs.
Cash Suvidha
Crunchbase Website Twitter Facebook Linkedin
Cash Suvidha is an Digital Lending Platform that provide working capital finance to SMEs and MSMEs in India.
Shriram City Union Finance
Crunchbase Website Twitter Facebook Linkedin
Shriram City Union Finance is a non-banking financial company based in Tamil Nadu.
MyShubhLife
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MyShubhLife helps financial service providers to access and serve new and underserved market segments.
PickMe eSolutions India
Crunchbase Website Twitter Facebook Linkedin
PickMe eSolutions India is a Consumer Services platform.
MoneyTap
Crunchbase Website Twitter Facebook Linkedin
MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.
Basic Home Loan
Crunchbase Website Twitter Facebook Linkedin
Making home loans faster, stress-free and Basic for middle-& low-income households in India
Credright
Crunchbase Website Twitter Facebook Linkedin
CredRight is a new age digital lending company 100% focused on Micro & Small businesses.
6to8 (B-Fresh by Baxi)
Crunchbase Website Twitter Facebook Linkedin
India’s first truly hyperlocal delivery service.
OpenTap
Crunchbase Website Twitter Facebook Linkedin
It is an early stage AltFin company working towards financial empowerment of the aspirational Indian population.
KredX
Crunchbase Website Twitter Facebook Linkedin
KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.
ChitMonks
Crunchbase Website Twitter Facebook Linkedin
ChitMonks is India’s FIRST and ONLY online market place for promoting chit fund companies.
EzCred
Crunchbase Website Twitter Facebook Linkedin
EzCred is a new age technology based consumer lending platform.
OptaCredit
Crunchbase Website Twitter Facebook Linkedin
OptaCredit is an artificial intelligence-powered, data-driven online lender
Bajaj Auto Finance
Crunchbase Website Twitter Facebook Linkedin
Bajaj Auto Finance provides retail loans to categories including two-wheelers, consumer durables, properties, and unsecured personal loans.
i-lend
Crunchbase Website Twitter Facebook Linkedin
i-lend is India’s first social lending initiative that brings together borrowers and lenders to facilitate a financial transaction.
Artoo
Crunchbase Website Twitter Facebook Linkedin
Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.
Grip Invest
Crunchbase Website Twitter Facebook Linkedin
Grip is an investment platform that allows retail investors to make small ticket investments in physical assets that earn lease income.
Shikhar Microfinance
Crunchbase Website Twitter Facebook Linkedin
Shikhar Microfinance empowers communities by providing financial services and livelihood opportunities to the underprivileged segments.
FincSquare
Crunchbase Website Twitter Facebook Linkedin
FincSquare is a P2P lending platform and offers various financial services like savings, loans, insurance, etc.
Capzest
Crunchbase Website Twitter Facebook Linkedin
Capzest is a digital lending platform focused on unsecured financing for income generation purposes
Z2P
Crunchbase Website Twitter Facebook Linkedin
Credit-analysis and micro-loans to people based on proprietory credit algorithms based on machine learning.
Lazypay
Crunchbase Website Twitter Facebook Linkedin
LazyPay is India’s quickest and easiest way to get online credit, just enter your mobile number and discover your unique credit cap.
Sambandh Finserve
Crunchbase Website Twitter Facebook Linkedin
Sambandh Finserve is a non-banking financial institution.
OxyLoans
Crunchbase Website Twitter Facebook Linkedin
OxyLoans.com is a revolutionary FinTech platform.
Gramalaya Urban And Rural Development Initiatives And Network
Crunchbase Website Twitter Facebook Linkedin
GUARDIAN is addressing the complex water and sanitation problems faced by low-income communities in India.
EMI
Crunchbase Website Twitter Facebook Linkedin
EMI provides online loan comparison, customized loan documentation, loan application.
Snapmint
Crunchbase Website Twitter Facebook Linkedin
Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.
Udhaar
Crunchbase Website Twitter Facebook Linkedin
Credit scoring, μ-lending for Financial Inclusion, Consumer & Product Insights
Antworks Money
Crunchbase Website Twitter Facebook Linkedin
Antworks Money, the online marketplace for Bank Loans, P2P Loans & Investments.
CashCare
Crunchbase Website Twitter Facebook Linkedin
CashCare is an innovative consumer lending platform.
India Shelter
Crunchbase Website Twitter Facebook Linkedin
Indian Shelter helps middle income families improve quality of and access to housing by providing housing credits.
PinCap
Crunchbase Website Twitter Facebook Linkedin
PinCap is an RBI registered NBFC catering micro, small and medium enterprises with their financial needs.
Grameen Koota
Crunchbase Website Twitter Facebook Linkedin
Grameen Koota is a microfinance institution providing a wide range of financial services to the rural poor and low-income households.
Apollo Finvest
Crunchbase Website Twitter Facebook Linkedin
Apollo Finvest is a publicly traded Non-Banking Financial Firm, a first transactional NBFC on the Internet. Speak of us as Lending AWS.
LoanSimple
Crunchbase Website Twitter Facebook Linkedin
LoanSimple is a financial services company offering credit line to micro retailers on mobile against UPI digital payments.
Yabx Technologies
Crunchbase Website Twitter Facebook Linkedin
Yabx enables the underserved with limited credit history to get fair access to financial services tailored to their needs.
Syndicate Finance
Crunchbase Website Twitter Facebook Linkedin
Syndicate Finance is a Registered Private Money Lending Firm and also provides financial consultancy in the world.
QuickCredit
Crunchbase Website Twitter Facebook Linkedin
QuickCredit An online P2P lending marketplace that helps borrowers avail instant, short-term cash loans.Quick, Easy, Safe.
Inditrade Capital
Crunchbase Website Twitter Facebook Linkedin
Inditrade Capital is a digitally-driven lender that seeks to leverage technology to serve the financially under-served and marginalized.
Power Finance
Crunchbase Website Twitter Facebook Linkedin
Power Finance provides financial products and related advisory, and other services to the power sector in India.
Udhaar Card
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Udhaar Card is a Digital Money Lending Marketplace for Students above 18 years of age.
The Home Salon
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The Home Salon is a Beauty & Wellness Startup
Rupeelend
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Rupeelend is part of Rupeelend Group, a digital finance company providing short term credit to consumers and businesses in India.
HumanKinds
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Emergency Healthcare and Business micro credit opportunities for independent working women of India
Micrograam
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To build a model through which, with relatively small sums of money, we can enable thousands of people to move away from economic.
WooBloo
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WooBloo delivers Personal Assistant services available on a simple phone call.
Emibazaar
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Emibazaar is an online shopping website that offers various products in Electronics, Lifestyle, Travel, Health, Books, etc.
Central Parking Services
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Central Parking Services is parking management company
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