This article showcases our top picks for the best Indian based Financial Services companies. These startups and companies are taking a variety of approaches to innovating the Financial Services industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
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Top Indian Financial Services Startups
Data sourced from Crunchbase and SemRush.
Paytm
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Paytm is a payment gateway that provides payment services for customers and merchants.
Razorpay
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Razorpay is a platform that enables businesses to accept, process, and disburse payments.
slice
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Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.
CRED
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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.
Instamojo
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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.
Pine Labs
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Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.
Groww
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Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds.
ICICI Bank
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ICICI Bank is an Indian bank that offers a wide range of banking products and financial services to corporate and retail customers.
Cashfree
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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
Progcap
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Progcap is a financial service company that provides financial opportunities for micro and small businesses.
Capital Float
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Capital Float is an online platform that provides working capital finance to SMEs.
Yes Bank
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YES BANK is a large private sector bank that offers comprehensive banking and financial solution to all its valued customers.
MobiKwik
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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.
NiYO Solutions
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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
KreditBee
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KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
Northern Arc
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Northern Arc Capital is a Non-Banking Finance Company that provides borrows with access to debt investors.
Kodo
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Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses.
RenewBuy
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Simplest way to renew your car insurance. Get quote and insure your car in couple of minutes
Jai Kisan
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Jai Kisan is a fintech platform that provides sustainable financing for rural emerging markets.
OPEN
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Open develops and offers an online platform for banking and intercompany settlement.
Axis Bank
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Axis Bank is a banking institution offering commercial, corporate and retail banking, and treasury operations.
Jupiter
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Jupiter is a provider of digital retail banking services to help users track their expenses.
Shriram Transport
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Shriram Transport is a financier of used trucks and primarily lends to small truck operators across India.
Piramal Enterprises
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Piramal Group is a diversified conglomerate with operational presence in pharma, financial services, information management and real estate.
InCred
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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.
IndusInd Bank
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IndusInd Bank is a Mumbai-based Indian new generation bank established in 1994.
OfBusiness
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OfBusiness is a financing platform that offers smart financing to SMEs.
Upstox
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Upstox is a fin-tech company to allow innovative investment options for its users.
ZestMoney
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ZestMoney is an India-based consumer lending fintech company.
Bimaplan
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Affordable Insurance for the next billion Indians
MyMoneyMantra
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MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.
OkCredit
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OkCredit simplifies credit account management for shop owners and their customers.
Vivriti Capital
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Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services.
Digit Insurance
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Digit Insurance is a financial services company that general insurance services.
Fisdom
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Fisdom is a fintech company that offers investment advisory services through an application.
Mswipe Technologies
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POS, Mobile POS, mPOS, Card Payment, Payment Solutions, mQR, QR code, Digital Payments, Card Swipping Machine, NFC Payment
Aye Finance
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Aye Finance is a finance company that provides business loans to micro and small businesses.
Turtlemint
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Turtlemint is an insurtech platform that identifies and purchases appropriate insurance policies for consumers.
AU Small Finance Bank
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AU Small Finance Bank is a non banking finance company that provides financial products for customers in Rajasthan.
Lendingkart
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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.
BharatPe
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BharatPe is a FinTech company that helps merchants accept payments from customers for free.
National Stock Exchange
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NSE is India’s stock exchange covering various cities and towns across the country.
Chqbook
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Chqbook is a fintech startup that allows customers to explore, compare, book and get personal finance products.
PNB Housing Finance
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PNBHFL is India’s home loan provider from last 25 years offering home loans at fixed & flexible rate of Interest.
FamPay
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FamPay offers UPI, P2P, and card payments that allows parents to send money to their teenage kids.
Indifi Technologies
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Indifi Technologies is a digital lending platform that offers loans to small businesses.
Stashfin
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StashFin is a digital lending company that leverages technology to provide instant credit decisions.
Flexmoney
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Flexmoney is to re-invent consumer credit as an instant digital service at the point of sale for lenders and merchants.
Simpl
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Simpl is a market leading Pay-Later platform in India
SBI Life
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SBI Life is one of the life insurance company that offers a range of life insurance plans and policies to protect you and your family.
CoinDCX
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CoinDCX is a company that specializes in crypto-enabled financial services.
Happay
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Happay is an AI-powered business expense management software that enables businesses to automate their expense management process.
Five Star Business Finance
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Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI).
INDwealth
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INDwealth is an Artificial Intelligence and Machine learning-based wealth management platform for HNI families.
Bandhan Bank
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Bandhan Bank provides microfinance lending services.
Kissht
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Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.
SBI Card
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SBI Card, a player in the Indian credit card market.
EarlySalary
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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.
Velocity
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Velocity provides revenue-based financing to online businesses.
True Balance
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True Balance is a digital wallet that enables users to access utility bill payment and other financial products.
WealthDesk
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WealthDesk is a business-to-business-to-consumer (B2B2C) investment-tech platform.
National Commodity & Derivatives Exchange (NCDEX)
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National Commodity & Derivatives Exchange (NCDEX) is a professionally managed on-line multi commodity exchange.
Leap Finance
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Leap Finance is a fintech startup that offers education loans and credit cards to Indian students studying overseas.
indiagold
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Trusted by over 7 Lakh customers, indiagold provides instant gold loans and secure gold locker services.
Signzy
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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.
Kinara Capital
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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
FlexiLoans
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FlexiLoans is a digital lending platform for SMEs in India
YAP
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YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP
Neogrowth
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NeoGrowth Credit Pvt Ltd is a non-deposit taking NBFC registered with RBI, providing short term business loans to Indian merchants for
Scripbox
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Scripbox owns and operates an online investing platform that distributes mutual funds in India.
Setu
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Setu’s mission is to accelerate economic growth by making formal finance accessible to all.
Uni Cards
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Uni provides new-age credit cards for the digital generation.
Financepeer
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Financepeer is an AI based peer to peer lending platform.
Zolve
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Zolve provides financial assistance to the immigrants which helps them to be financially free.
Idfc First Bank
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Idfc First Bank is a bank providing a range of financial solutions to individuals, small businesses and corporates.
RBL Bank
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RBL Bank is one of India’s fastest growing scheduled commercial banks.
CredFlow
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CredFlow provides financial solutions to automate your cashflows.
Eduvanz
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Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.
Ess Kay Fincorp
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Ess Kay Fincorp is a Jaipur-based vehicle and small and medium enterprise (SME) finance company.
Muthoot Finance
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Muthoot Finance Ltd. is making micro finance business.
ftcash
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ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.
Financial Software & Systems
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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.
Rupifi
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Rupifi operates a software-as-a-service (SaaS) firm focussed on financial products.
Perfios Software Solutions
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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.
CASHe
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For timely EMI payments or squaring monthly bills, making a major purchase that you so desired
ZipLoan
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ZipLoan is a tech driven NBFC focused on loans to small business owner
GetVantage
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GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.
Bijak
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Bijak is a developer of B2B platform for agricultural commodities positioned towards MSME buyers and sellers
Recko
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Recko is the financial operations platform for internet businesses – making Reconciliation, commission calculations and payouts seamless
HDB Financial Services
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HDB Financial Services offers personal loan, business loan, gold loan, loan against property, consumer loan & many other financial products.
Varthana
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Varthana runs a project to financially support affordable private schools in India, to secure good education to more children.
LoanTap
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LoanTap is an online platform committed to deliver flexible loan products to salaried professionals.
SMECorner
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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.
Spandana Sphoorty Financial
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Spandana Sphoorty Financial Ltd is a Micro Finance firm head-quartered at Hyderabad, India.
Money View
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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.
Kaleidofin
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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.
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