101 Top Indian Finance Companies and Startups of 2021

July 2, 2021

This article showcases our top picks for the best Indian based Finance companies. These startups and companies are taking a variety of approaches to innovating the Finance industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Indian Finance Startups

Data sourced from Crunchbase and SemRush.

Paytm

Paytm

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Paytm is a payment gateway that provides payment services for customers and merchants.

CRED

CRED

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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.

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Cashfree

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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.

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Progcap

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Progcap is a financial service company that provides financial opportunities for micro and small businesses.

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Yes Bank

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YES BANK is a large private sector bank that offers comprehensive banking and financial solution to all its valued customers.

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NiYO Solutions

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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.

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Northern Arc

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Northern Arc Capital is a Non-Banking Finance Company that provides borrows with access to debt investors.

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OPEN

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Open develops and offers an online platform for banking and intercompany settlement.

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Shriram Transport

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Shriram Transport is a financier of used trucks and primarily lends to small truck operators across India.

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InCred

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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.

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MyMoneyMantra

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MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.

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OkCredit

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OkCredit simplifies credit account management for shop owners and their customers.

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Digit Insurance

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Digit Insurance is a financial services company that general insurance services.

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Fisdom

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Fisdom is a fintech company that offers investment advisory services through an application.

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Aye Finance

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Aye Finance is a finance company that provides business loans to micro and small businesses.

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AU Small Finance Bank

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AU Small Finance Bank is a non banking finance company that provides financial products for customers in Rajasthan.

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Lendingkart

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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.

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Chqbook

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Chqbook is a fintech startup that allows customers to explore, compare, book and get personal finance products.

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One97

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One97 delivers mobile content and commerce services to its customers.

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Stashfin

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StashFin is a digital lending company that leverages technology to provide instant credit decisions.

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BankBazaar.com

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BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.

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Five Star Business Finance

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Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI).

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INDwealth

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INDwealth is an Artificial Intelligence and Machine learning-based wealth management platform for HNI families.

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Bandhan Bank

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Bandhan Bank provides microfinance lending services.

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Kissht

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Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.

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Avail Finance

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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

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SBI Card

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SBI Card, a player in the Indian credit card market.

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EarlySalary

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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.

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Velocity

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Velocity provides revenue-based financing to online businesses.

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True Balance

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True Balance is a digital wallet that enables users to access utility bill payment and other financial products.

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Billdesk

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BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying

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Signzy

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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

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Fyle

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Fyle is an intelligent expense management platform for enterprises.

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Kinara Capital

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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

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Neogrowth

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NeoGrowth Credit Pvt Ltd is a non-deposit taking NBFC registered with RBI, providing short term business loans to Indian merchants for

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Scripbox

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Scripbox owns and operates an online investing platform that distributes mutual funds in India.

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RBL Bank

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RBL Bank is one of India’s fastest growing scheduled commercial banks.

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Avanse Financial Services

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Avanse, regulated by the Reserve Bank of India, is an education finance company that operates as a non-banking finance company (NBFC).

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Ess Kay Fincorp

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Ess Kay Fincorp is a Jaipur-based vehicle and small and medium enterprise (SME) finance company.

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Perfios Software Solutions

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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.

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GetVantage

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GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

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Recko

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Recko is the financial operations platform for internet businesses – making Reconciliation, commission calculations and payouts seamless

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HDB Financial Services

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HDB Financial Services offers personal loan, business loan, gold loan, loan against property, consumer loan & many other financial products.

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Varthana

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Varthana runs a project to financially support affordable private schools in India, to secure good education to more children.

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SMECorner

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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.

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Spandana Sphoorty Financial

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Spandana Sphoorty Financial Ltd is a Micro Finance firm head-quartered at Hyderabad, India.

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Money View

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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

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Kaleidofin

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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.

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Magma Fincorp

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Magma Fincorp Limited offers secured lending, primarily in the rural and semi-urban areas.

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Fusion Microfinance

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Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.

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Innoviti

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Innoviti develops payments processing, credit distribution, and payments management software solutions.

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Jana Small Finance Bank

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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

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Veritas Finance

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Veritas Finance focuses on meeting the financial needs of the micro, small, and medium enterprises.

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PolicyBazaar

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PolicyBazaar designs an online life insurance and general insurance comparison portal that analyzes financial products.

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SAMCO Securities

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SAMCO Securities aims to simplify the complex world of trading and investing in the stock markets.

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Samunnati

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Samunnati is a specialized agriculture value chain enabler providing innovative and customized financial and non-financial solutions.

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Edelweiss Global Investment Advisors

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Edelweiss Global Investment Advisors is into wealth management, capital markets, asset management and asset reconstruction.

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PaySense

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PaySense provides financial services to Indian consumers.

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DMI Finance

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DMI Finance is a non banking financial company.

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Clix Capital

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Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.

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PayU Finance India

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PayU Finance India is a digital lending company.

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Happy

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Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India

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Toffee Insurance

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Toffee Insurance provides the only insurance plan you’ll ever need.

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Easyplan

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Easyplan develops a financial application that helps young people to easily save money.

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Mahindra finance

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Mahindra Finance focuses on the rural and semi-urban sectors and provides finance for the purchase of utility vehicles, tractors, and cars.

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Hero FinCorp

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Hero FinCorp is a financial company present across categories like two-wheeler financing, supply chain finance and business loans.

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Satya MicroCapital

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Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.

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Home Credit India

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Home Credit India is a leading consumer durable loan provider.

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Haqdarshak

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Haqdarshak is a tech platform that connects citizens with their eligible welfare schemes.

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Finova Capital

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Finova Capital is a non-banking financial company.

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Reliance Capital

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Reliance Capital, a constituent of S&P CNX Nifty and MSCI India, is a part of the Reliance Anil Dhirubhai Ambani Group

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Electronica Finance

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Electronica Finance is a pioneer in the field of Machine Finance.

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Ruptok

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Ruptok operates as a fintech platform for gold loans.

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Annapurna Microfinace

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Annapurna Microfinance is a microfinance venture that works for the financial and economic upliftment of underserved and unreached women.

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Nivesh.com

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Nivesh.com is a mass market mutual funds investment platform.

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Karza Technologies

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Karza Technologies is a banking and business intelligence solution provider.

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IndoStar Capital

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IndoStar Capital is a non-banking financial company (NBFC) that offers tailor-made financial services.

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Streak

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Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.

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JM Financial

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JM Financial is an integrated financial services group.

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Shubham Housing Development Finance Company

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SHDFC Is an affordable housing lender headquartered in New Delhi targeting low-income, self-employed families in urban and semi-urban India.

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Aviom India Housing Finance

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Delhi based housing finance company.

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Caspian Impact Investments

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Caspian Impact Investment Adviser is an investment advisory firm that invests capital in businesses delivering financial and social value.

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Fincare Small Finance Bank

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Fincare Small Finance Bank provides banking and financial services.

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GramCover

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GramCover develops online based insurance brokerage marketplace.

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IndianMoney

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They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.

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Small Business Fincredit

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New-age financial services institution focused on providing credit to small businesses and consumers.

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M1xchange

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M1 an online exchange for TReDS set up under the approval RBI to facilitate discounting of invoices on a PAN India basis.

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Light Microfinance

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Light Microfinance is a non-banking finance company registered with the Reserve Bank of India.

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M-Pesa

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M-Pesa is a fast, secure and convenient way to transact on mobile brought to you by Vodafone.

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Niyogin Fintech Ltd.

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Niyogin operates as a non-banking finance company in India.

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Ummeed Housing Finance

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Ummeed Housing Finance is a housing finance employer that affords home loans and property loans to lower and middle-income families.

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Wishfin.com

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Wishfin enables wishes through investment, credit and smart financial management.

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Avanti Finance

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Avanti Finance lends relatively large but trust-based loans without formal credit footprint.

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Arohan Financial

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Arohan Financial provides loans to individuals.

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APAC Financial Services

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APAC Financial Services is a financial services platform.

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Aptus Value Housing Finance India

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Aptus is a company engaged in Affordable housing finance

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Profectus Capital

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Profectus Capital is a non-banking financial services company.

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Spenny

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Spenny offers an easy and fast way to save and invest money.

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Indian Angel Network

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Indian Angel Network is one of the leading Angel Investors Network in India. We are the business angel or informal investor.

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Satin Creditcare Network

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Satin Creditcare Network provides financial assistance to households, excluded from the ambit of mainstream financial service providers.

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CoinTribe Technologies

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Credit Based Marketplace for Small Business Loans

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