This article showcases our top picks for the best Chinese based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
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Top Chinese FinTech Startups
Data sourced from Crunchbase and SemRush.
Huobi
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Huobi is a global blockchain asset financial services provider including exchange, trade, wallet, and storage.
Ant Group
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Ant Group strives to enable all consumers and small businesses to have equal access to financial and other services through technology.
Tiger Brokers
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Tiger Brokers is a financial advisory firm that focuses on brokering stock market transactions.
Fumi Technology
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Fumi Technology is a fintech company that provides real-time market data, analysis tools, and trading commissions.
Lu.com
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Lu.com is an online marketplace for trading of financial assets.
LD Capital
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LD Capital is an VC investors in the blockchain field in Asia.
IXX.com
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IXX.com is a digital currency exchange, the world’s first pan-transaction eco-platform for business.
EasyTransfer
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The leading international student tuition payment platform in China.
JD Digits
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JD Digits (formerly JD Finance) works to connect financial and physical industries with digital technology.
36Kr
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36Kr is a China-based publishing and data company focused on the ‘new economy’
Du Xiaoman Financial
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Du Xiaoman Financial is Baidu’s fintech arm that provides short-term loans and investment services.
Cobo
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Cobo is a leading producer of hardware and software blockchain products that make it easy for anyone to own and use cryptocurrencies.
Souche
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Souche provides new and second-hand car trading services.
Wecash
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Wecash was founded in October of 2013 and is reshaping the way customers around the world interact with finance.
Sequoia Capital China
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Sequoia Capital China is a VC firm focused on seed stage, mid stage, late stage, and growth investments in the fintech sector.
9F Group
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9F Group is a digital platform integrating and personalizing financial services.
Lakala
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Lakala is a well-known local financial technology firm that was one of the central banks first third-party payment providers to be licensed.
QFPay
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QFPay is a global mobile payment technology, service, and solution provider.
Tongdun Technology
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Tongdun Technology develops online software solutions for anti-theft and fraud management applications.
Dianrong
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Dianrong is an online marketplace lending company that uses technology to transform the way China is financed to help enrich people’s lives.
Future FinTech Group
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Future FinTech Group is a blockchain technology research and development company.
Yirendai
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Yirendai is the consumer finance arm of Chinese peer-to-peer (P2P) lender CreditEase.
FinVolution Group
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FinVolution Group is a Chinese online platform for peer-to-peer small unsecured loans.
PPmoney
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PPmoney Wan Hui Group is a leading Fintech company in China.
Jiedaibao
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Jiedaibao designs an application that helps in lending and borrowing loans.
China Rapid Finance
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China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class.
51 Credit Card Manager
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51 Credit Card Manager develops a credit card management application.
Lexin
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Lexin is an online consumer finance platform for educated young adults in China.
Huisuanzhang
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Huisuanzhang is a financial services platform for Chinese integrated enterprises.
Baiwang Cloud
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Baiwang Cloud offers intelligent solutions & invoice cloud ecological services integrating tax control equipment and other related services.
Leyaoyao
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Leyaoyao is an offline self-service equipment intelligent payment platform, a payment solution expert.
IceKredit
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IceKredit Inc. is an AI company dedicated to apply AI related technologies to make all-rounded credit evaluation of individuals and SMEs.
WeShare
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WeShare is a Chinese financial services provider.
Fenbeitong
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Fenbeitong (分贝通) is a corporate consumer management platform.
Mashang Consumer Finance
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Fintech company providing consumer credit services based in Chongqing.
Senmiao Technology
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Senmiao Technology is an online lending platform in China connecting Chinese investors with individual and SME borrowers.
Black Fish
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Black Fish is a consumer finance platform that offers financial service like consumer loans, installment and wealth management facilities.
Jiguang
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Jiguang provides its clients with user activity analysis, precision marketing, financial risk.
Omni Prime
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Omni Prime provides Lending as a Service solution to retailers.
Renrendai
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Renrendai is a Beijing-based company providing P2P financial services such as loans, debts, investment, and others.
V CREDIT
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V CREDIT provides internet Micro-lending, financial guarantee, finance leases, and other financial services all over China.
ABC Fintech
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ABC Fintech provides AI-driven cloud services for financial professionals.
OneConnect
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OneConnect is a financial technology services company that provides financial technology solutions for small and medium-sized banks.
Lionbridge Financing Leasing
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Lionbridge is a commercial vehicle smart finance and service platform that creatively combines financial capital and industrial operation.
PanPay
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PanPay is a financial technology company that provides multi-currency accounts, global payments, currency exchange, and bank cards.
Jimubox
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Jimubox is a Chinese marketplace lending platform that facilitates SME loans and individual consumption loans for Chinese Borrowers.
Dashu Finance
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Dashu Finance is an online small and micro loan startup that offers personal and small enterprise loans.
PINTEC
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PINTEC is a independent technology platform enabling financial services in China.
Themis
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Themis is a decentralized digital currency custody platform.
OTCBTC
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OTCBTC is a blockchain OTC and crypto exchange platform.
Feidee
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Feidee is a Chinese company providing budget management, enterprise management, and e-business application solutions.
QuantGroup
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QuantGroup is a data-driven, open-form financial services platform.
Wiseasy
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Wiseasy is a global leading hardcore Fintech solution provider for next generation payment system with value added service.
eBroker
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eBroker is a B2B2C marketplace for China consumers to access overseas insurance and financial products.
FinTell
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FinTell is a financial service provider based in Beijing.
CGTZ
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CGTZ is a fintech platform which provides investment- and loan-related products and services.
1Token
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1Token CAM provides one-stop On-Premise solution, covering front to back office for buy / sell side in crypto market.
iBoxPay
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Iboxpay is a mobile payment solutions and services provider.
Phoenix Finance
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Phoenix Finance is an online platform provides intelligent financial services for Chinese investors worldwide.
Huize
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Huize is a Chinese third-party insurance services platform.
Yunzhangfang
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Yunzhangfang provides finance and tax management software intended to offer integrated and automatic finance and taxation management tools.
Bangsun Technology
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Real-time financial risk management company based in Hangzhou.
XiaoBangGuiHua
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XiaoBangGuiHua is an intelligent investment advisory service platform.
Samoyed Financial Service
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Smyfinancial is an internet FinTech company provide users more inclusive financing options.
Duobaoyu Insurance
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Duobaoyu Insurance provides an online insurance service platform.
Panda Technology
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China’s leading FinTech startup Panda Technology is an AI-based credit management &lead-gen platform that serves users in China and SE Asia.
Qiancheng Technology
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Qiancheng Technology is a leading innovative Fintech company.
Hui’an Jinke (Ahi Fintech)
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Hui’an Jinke (Ahi Fintech) is a company that specializes in using artificial intelligence technology
ArchForce Financial Technology
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A Fintech Company based in Shenzhen,China.
Magnet Finance
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Leader in the field of small and micro business loans and personal business loans in China.
China Chengxin Credit
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A Fintech Company based in Beijing,China.
Xtransfer
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Xtransfer is a Fintech company that provides cross-border financial services for China-based SMEs.
Hebaodai.com
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Hebaodai.com is an online P2P lending service platform.
E-Life Financial Services
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E-Life Financial Services (Yisheng Jinfu) provides financial services in the travel/tourism industry
Onlyou
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Onlyou is a digital financial technology service company.
Daokoudai
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Daokoudai is a supply chain finance platform that serves small, medium, and microenterprise.
Lancai
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Lancai is a Beijing-based Fintech company that receives investment from listed and venture capital.
Yongqianbao
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Yongqianbao is an AI-based financial service APP that provides small amount, short term loans to underbanked population in China.
Fapiaoer
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Fapiaoer provides electronic invoicing services through its application.
Firstp2p
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Firstp2p is an online finance marketplace which matches borrowers with investors.
Melotic
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Melotic, Inc. is a cryptocurrency technology company founded in 2014 based in Hong Kong
Shangpiaoquan
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Shangpiaoquan provides bill matching and forwarding services for entities, guiding the rapid matching of funds and asset intelligence.
Alipay
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Alipay offers a mobile and online payments platform that evolves from a digital wallet to a lifestyle enabler.
Property Passbook
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Data Driven Wealth Management For Global Real Estate Investments
Licai Mofang
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Licai Mofang is a mobile APP specialized in investment consulting and financial services.
Aixuedai
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Aixuedai is an online payment platform that allows students to buy items using monthly installment plans.
Jubao Internet Technology
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Jubao Internet Technology is an Internet financial services platform.
OK Car Insurance
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OK Car Insurance is a third-party service provider that helps consumers buy auto insurance online.
AIX Tech
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AIX Tech is a third-party insurance technology platform
Itouzi.com
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Itouzi offers a website that enables individuals and businesses to find investment information and financial products.
Meili Jinrong
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Meili Jinrong is an automotive consumer staging service platform focused on car consumer.
G-Banker
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G-Banker is a Beijing-based gold trading O2O (online-to-offline) platform.
Lanjing Caijing
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Lanjing Caijing is a financial information service platform.
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