This article showcases our top picks for the best Jakarta based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Jakarta FinTech Startups
Data sourced from Crunchbase and SemRush.
Investree
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Investree is a financial technology company that provides a B2B marketplace lending platform for SMEs.
ALAMI
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ALAMI is a peer-to-peer (P2P) lending platform that helps people fund small businesses.
Pluang
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Pluang is a financial technology application that specializes in digital micro-savings and micro-investment products.
Pinhome
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Pinhome is a property transaction and real estate fintech platform making property and home financing more accessible.
Reku
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Rekeningku is an app-based platform for cryptocurrency financial services.
Pintu
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Pintu is a crypto assets platform for buying, selling, and investing in Bitcoin and Blockchain-based assets.
Kredivo
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Kredivo offers an online credit card with payment methods and installments in 30 days or monthly installments.
JULO
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JULO is a digital lending company that provides affordable, unsecured personal loans for consumers.
Qoala
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Qoala is an omnichannel insur-tech company that aims to make insurance universally accessible and easy to use.
Cermati
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Cermati are a technology startup that engages in the Indonesian financial technology area.
Bibit.id
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Bibit.id is a Robo-investing app developed to provide assistance on smart mutual fund investments.
PasarPolis
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PasarPolis is an insurtech startup that provides an online insurance comparison platform for individuals.
Brankas
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Brankas is a fintech company that provides financial software and solutions.
AwanTunai
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AwanTunai is digitizing the traditional offline Indonesian supply chain with business SaaS solutions and embedded financing for inventory.
OY!
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OY! is a fintech application that simplifies the management of finances.
GajiGesa
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GajiGesa is a financial wellness platform helping Indonesians achieve financial dignity and security from their work.
PAYFAZZ
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PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.
Amartha
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Amartha is a financial technology company that connects micro and SME business partners with investors.
Xendit
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Xendit is a fintech company that provides end-to-end digital payment solutions for SMBs, e-commerce startups, and large enterprises.
SkorLife
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SkorLife Platforms provides credit history or credit score.
OnlinePajak
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OnlinePajak simplifies the entire tax reporting process with instant, hassle-free, and secure online tax management technology.
LinkAja
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LinkAja is an electronic-based service that makes your financial transactions more exciting.
DANA Wallet Indonesia
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DANA is a payment service platform that aims to replace conventional wallets.
Mapan
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Community based social financial technology application.
Tokopedia
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Tokopedia is a tech company that provides a C2C business platform for buyers and merchants.
Akulaku
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Akulaku is a banking and digital finance platform that provides a variety of virtual payment services.
Moduit
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Moduit Digital Indonesia offers financial services.
Brick
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Brick is a financial data application programming interface that allows developers to offer in-app financial services.
Finku
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Finku is a fintech company that offers personal finance for Indonesians.
Lifepal
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Lifepal is the #1 Insurance marketplace in Indonesia
Pintek
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Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.
INDODAX
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INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia)
CROWDE
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Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital
Verihubs
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Verihubs builds a digital infrastructure and provides a range of AI-based services for financial services enterprises.
UpBanx
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UpBanx is a next-generation financial technology platform for creators, brands, freelancers, agencies, and beyond.
UangTeman
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UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.
Alpha JWC Ventures
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Alpha JWC Ventures is a value-adding venture capital firm with expertise in FinTech and Consumer tech sector.
MAKMUR
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MAKMUR is a technology-based investment application that helps manage money and grow wealth according to personal conditions and goals.
KoinWorks
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Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform
Ayoconnect
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Southeast Asia’s Largest Open Finance API Platform
BukuWarung
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BukuWarung is a startup focused on building bookkeeping, digital payments, and e-commerce solutions for MSMEs in Indonesia.
Batumbu
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Batumbu presents information technology-based money lending services.
Cashlez
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Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.
Blocknom
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Blocknom is platform that help people earn stable and high interest from decentralized finance markets in the easiest way
Moka
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Moka is an Indonesian fintech startup that focuses on building mobile point-of-sale (mPOS) for small and medium businesses.
Cicil
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Cicil.co.id is a new-age financing platform in South East Asia.
Taralite
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Taralite is a financial technology startup that focuses on lending money to the unbankables.
Qelola
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Qelola is a digital payment startup focuses on international remittance transfer
SMDV
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SMDV is a venture capital firm based in Jakarta that finances and mentors tech companies.
Skystar Capital
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Founded in 2014, Skystar Capital is an early-stage venture fund investing in technology-driven startups in the Southeast Asia region.
FUNDnesia
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We strive to help Thousands of MSMEs and People by delivering this breakthrough through hassle-free usury-free end-to end services.
Finantier
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Leading Open Finance platform powering the technical infrastructure enabling the next generation financial services across Southeast Asia
PT Wallezz Finansial Teknologi
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Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels.
Indodana
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Indodana is a financial service company located in Jakarta Pusat.
Konsumtif
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Pinjam is a financial services technology company that provides cloud services platform online pawn.
Paper.id
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Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia.
Sribuu
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Sribuu is an AI-powered personal financial advisor that help Indonesians reach their financial dreams.
Teman Usaha
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Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants.
ZA Tech
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ZA Tech is the technology venture founded by ZhongAn Online, a global leader in online insurance and backed by Softbank’s Vision Fund.
Alterra
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Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network.
Duithape
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Duithape is a mobile payment and remittance platform that is designed to transact without a bank account.
PT. INDONESIA DIGITAL EXCHANGE
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digitalexchange.id is Indonesia’s digital asset exchange platform, that provide fast trading execution, reliable digital wallet, and more.
Modal Rakyat
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Modalrakyat is a B2B2C API-driven fintech working capital enabler for startups and Micro, Small, & Medium Enterprises (MSMEs)
Futuready
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Futuready.com is the first online insurance broker in Indonesia that has an official license from OJK
amalan international
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Fintech for distressed consumer loans in Southeast Asia
Danabijak
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Danabijak is an online lending platform that offers microloans.
BeeCash
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BeeCash operates as a financial management application that helps stores in managing sales tracking, cash flow, and accounts.
NOBI
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Nobi is a cryptocurrency investment platform that helps people own crypto & earn yields.
Gradana
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Gradana is a property FinTech company that addresses the issues of limited funding alternatives.
PT Qoin Digital Indonesia
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PT Qoin Digital Indonesia is a company engaged in financial technology for financial transactions.
Bizhare
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Bizhare is a business investment company that offers equity crowdfunding services.
Pintar Ventura Group
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Pintar Ventura Group is an Indonesian fintech builder that focuses on services for local MSMEs.
PandaCredit
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PandaCredit is a Financial Technology Company.
Wiseree
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Democratizing risk management for retail investors
Fast Rupiah
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Rupiah Cepat is the name of the application product offered by KUFI is one of Indonesia’s application-based microloan service providers.
CrowdDana
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CrowdDana is an equity crowdfunding platform that connects investors to potential property investments.
DotX
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DotX is a solution for unbanked workers so they may use banks for receiving payments and making transactions using our mobile app.
Monit
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Monit is a B2B fintech startup that helps SMEs manage their finances.
Pefindo Biro Kredit
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Pefindo Biro Kredit provides financial services and solutions for the credit needs of the development of businesses.
Netzme Kreasi Indonesia, PT
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A cashless mobile payment solution as a service company that enable prosperity to be accessible for everyone, especially in Indonesia.
Fintech Asia
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Fintech Asia inspires entrepreneurs, investors and stakeholders in the fintech opportunities and issues in Asia.
PayAccess
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PayAccess is an independent mobile payment platform designed for daily payment solution.
RajaPremi
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RajaPremi is an online insurance marketplace in Indonesia that offers the most comprehensive insurance product.
LINE Bank
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LINE Bank is a digital banking program that links users to their social lives and financial activities in a simple and secure manner.
DanaRupiah
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DanaRupiah is a fintech P2P company that offers financial products, cash loans, agricultural loans, and education loans.
Aktivaku
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Aktivaku is a financial technology platform that offers financial services.
Caxe Technologies
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Caxe Technologies is a fintech company.
Finfini
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Finfini is a financial data aggregator that offers API for account integration, transaction data, and payment verification.
Danamart
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Danamart is a financial technology-based company that offers financial solutions for businesses, education, and institutions.
Dipo Star Finance
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Dipo Star Finance is a commercial finance company specializing in financing, factoring and operating lease services for cars and trucks.
Indonesian FinTech Association
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Indonesian FinTech Association creates a code of ethics that serves as an umbrella organization for all fintech verticals.