This article showcases our top picks for the best Indonesia based Financial Services companies. These startups and companies are taking a variety of approaches to innovating the Financial Services industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Indonesia Financial Services Startups
Data sourced from Crunchbase and SemRush.
BukuKas
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BukuKas provides a digital ledger app designed to assist micro and small businesses in their cash management.
Amartha
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Amartha is a financial technology company that connects micro and SME business partners with investors.
FinAccel
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FinAccel is a credit risk and consumer lending platform.
Xendit
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Xendit is a fintech company that provides end-to-end digital payment solutions for SMBs and e-commerce startups to large enterprises.
Bibit.id
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Bibit.id is a Robo-investing app developed to provide assistance on smart mutual fund investments.
Ajaib
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Ajaib is an investing platform that allows Indonesians to buy and sell stocks, ETFs, and mutual funds.
LinkAja
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LinkAja is an electronic-based service that makes your financial transactions more exciting.
PAYFAZZ
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PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.
Akulaku
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Akulaku aims to improve the quality of life for partners and consumers by presenting a complete and reliable financial ecosystem.
Pt Pintu
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Pintu is an application for buying and selling and investing in bitcoin and digital assets easily.
KoinWorks
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Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform
Kredivo
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Kredivo provides an online credit card with payment methods and installments in 30 days or in installments within months.
PasarPolis
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PasarPolis is an insurtech startup that provides an online insurance comparison platform for individuals.
ALAMI
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ALAMI is a sharia-based peer-to-peer (P2P) lending platform that helps people fund small businesses.
Stockbit
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Stockbit is an Indonesian investment community platform for investors and traders to share information and their ideas.
Cermati
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Cermati are a technology startup that engages in the Indonesian financial technology area.
Pluang
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Pluang is a financial technology application that opens public access opportunities to financial products easily and affordably.
Investree
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Investree is a B2B SME Marketplace Lending in Indonesia
Pintek
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Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.
Ayoconnect
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Southeast Asia’s largest open finance platform
UangTeman
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UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.
AwanTunai
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AwanTunai is digitizing the traditional FMCG supply chain for micro SME merchants with online inventory ordering and digital payments.
Bank Mandiri
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Bank Mandiri, headquartered in Jakarta, is the largest bank in Indonesia in term of assets, loans and deposits.
GajiGesa
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GajiGesa is a financial wellness platform helping Indonesians achieve financial dignity and security from their work.
INDODAX
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INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia)
Akseleran
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Akseleran is a peer-to-peer lending platform.
Batumbu
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Batumbu presents information technology-based money lending services.
Modalku
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Modalku is online marketplace based in Jakarta, Indonesia for small businesses to acquire loans & for lenders to fund small business loans.
CROWDE
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Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital
AC Ventures
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AC Ventures is an early-stage technology venture fund that focuses on investing in Indonesia’s digital disruptors.
Danacita
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Danacita is a loans to fund their tertiary education and training in Jakarta.
Cashlez
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Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.
Tanamduit
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Tanamduit is a digital platform that helps customer comprehensively in financial planning.
Taralite
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Taralite is a financial technology startup that focuses on lending money to the unbankables.
WalletKu
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WalletKu is a company which offers prepaid mobile phones credit top up, bill payments and sports ticket bookings and payments.
NeoNesia
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Fintech solution and platform provider for prepaid top-ups targeting Indonesia
Cicil
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Cicil.co.id is a new-age financing platform in South East Asia.
Bank Index
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Bank Index provides lending services to small and medium enterprise.
Reliance Capital Management
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Reliance Capital Management an integrated financial services company, provides financial service products in Indonesia.
Radana Bhaskara Finance
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Radana Finance is an Indonesia-based company engaged in motorcycle financing and multipurpose financing.
Indosurya Inti Finance
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Indosurya Inti Finance is a multi-finance company based in indonesia.
SuperAtom
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SuperAtom is a technology company that provides financial services.
Pundi Pundi
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Pundi Pundi provides financial service solution that allows virtual credit payments through mobile phone.
DANA Wallet Indonesia
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DANA is a Fintech company focused on delivering inclusive financial services (payment) to the whole of Indonesia
PT. Astra International Tbk
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Astra International is a company doing various activities include trading, industrial, mining, transportation, agriculture and construction.
OY!
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OY! is a fintech application that simplifies the management of finances.
kandang
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Kandangin is Project Financing Platform Focus to help Farmers in Indonesia
Bank Maspion
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Bank Maspion conducts banking business, securities business, and other related businesses.
Flip
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Flip operates as a platform that helps to send money securely without any transaction fee.
PT Wallezz Finansial Teknologi
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Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels.
Bank Yudha Bhakti
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Bank Yudha Bhakti provides various commercial banking services.
Brick
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Brick is a financial data application programming interface (API) that allows developers to offer in-app financial services.
Go-Ventures
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Go-Ventures is an investment company by Go-Jek.
Finantier
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Finantier provides the infrastructure and data products required by businesses to build the next generation of financial services in SEA.
Brankas
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Brankas is a fintech company that provides financial software and solutions.
LABABOOK
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Record Keeping Mobile App for SMEs in Indonesia
Lifepal
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Lifepal is the #1 online marketplace in Indonesia for insurance.
Bareksa
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Bareksa is an Indonesia-based investment platform for online mutual fund investments, state bonds, and Umrah plans.
Invermay Ventures
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Invermay Ventures is a venture capital that actively contributes to providing funding to micro or SME businesses in Indonesia
Bank Negara Indonesia
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BNI offers integrated financial services to its customers.
Kredit Pintar
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Kredit Pintar is a financial technology company that provides easy access to short term loans.
Teman Usaha
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Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants.
Bank Central Asia
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Bank Central Asia is an Indonesian private bank that provides financial solutions to achieve optimal satisfaction for customers.
Transfez
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Transfez is a cross-border money transfer service.
EMPAT KALI INDONESIA
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EMPAT KALI INDONESIA is a financial services company located in South Jakarta.
Adira
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Adira Finance provides credit facility for people to make their dreams come true by today, without waiting for tomorrow.
Angel Investment Network Indonesia (ANGIN)
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Indonesia’s first and largest tech-enabled investment platform committed to building Indonesia’s entrepreneurial ecosystem
Futuready
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Futuready.com is the first online insurance broker in Indonesia that has an official license from OJK
Infradigital
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We connect Indonesian schools with digital & financial services
CekAja.com
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CekAja.com is an online portal that offers information services enabling individuals to make smart financial decisions.
Gradana
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Gradana is a property FinTech company that addresses the issues of limited funding alternatives.
amalan international
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Fintech for distressed consumer loans in Southeast Asia
Danabijak
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Danabijak is an online lending platform that offers microloans.
Jenius
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Jenius is a way to manage finances and live easily on your smartphone.
MNC Group
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MNC Corporation began in the financial service industry as a brokerage house and has evolved to become Indonesia’s leading investment group.
Bank Indonesia
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Bank Indonesia is the central bank of the Republic of Indonesia that establishes and maintains rupiah’s stability.
PandaCredit
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Pandacredit is a data-driven consumer fintech company that focuses on developing emerging markets.
Gunung Sewu Group
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Over the years Gunung Sewu Group has thrived through visionary leadership recognizing unique growth opportunities.
Amar Bank
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Amar Bank offers banking and financial services.
Moduit
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Moduit is Wealth Management and Advisory platform for individual investors and financial professionals
BeeCash
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BeeCash operates as a financial management application that helps stores in managing sales tracking, cash flow, and accounts.
DANAdidik
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DANAdidik is a fundraising company that specializes in student loans.
DigiAsia Bios
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DigiAsia Bios is a financial services information technology company located in Jakarta .
Kartuku
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Kartuku is a third party processor and payment service provider delivering end-to-end, mission critical payment solutions in Indonesia.
CT Corp
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CT Corp is a rapidly growing, diversified Indonesian-based holding company.
Bank Rakyat Indonesia
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Bank Rakyat Indonesia specialises in small scale and microfinance.
Duithape
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Duithape is a mobile payment and remittance platform that is designed to transact without a bank account.
TaniFund
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TaniFund is a financial services company located in Jakarta Selatan.
Finmas
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Finmas is a Financial services company that provides mobile technology, mobile lending, and credit scoring services.
Espay
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Espay offers an e-commerce payment solution with the only B2C2B concept in Indonesia.
Finansialku
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Finansialku.com is a portal for Individual and Family Financial Planners in Indonesia.
PT Bank HSBC Indonesia
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PT Bank HSBC Indonesia serves as a commercial banking institution in Indonesia.
Indodana
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Indodana is a financial service company located in Jakarta Pusat.
PT Saratoga Investama Sedaya
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PT Saratoga Investama Sedaya is an active Indonesian investment firm with a unique track record of profitable investments across key sectors
Kanmo Retail Group
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The Group’s has interests across Asia in industry, trading, real estate and financial markets.
Bank BKE
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Bank BKE provides all banking facilities and financial services.
Paprika
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A mobile payment app that allows users to pay at offline stores and monthly utility bills.
Instamoney
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Instamoney develops a platform of payment infrastructures that allows users to transfer money quickly and effectively at scale.