This article showcases our top picks for the best Indian based Payments companies. These startups and companies are taking a variety of approaches to innovating the Payments industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Indian Payments Startups
Data sourced from Crunchbase and SemRush.
Paytm
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Paytm is a payment gateway that provides payment services for customers and merchants.
Razorpay
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Razorpay is a platform that enables businesses to accept, process, and disburse payments.
slice
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Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.
CRED
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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.
Instamojo
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Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.
Pine Labs
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Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.
Cashfree
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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
MobiKwik
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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.
OPEN
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Open develops and offers an online platform for banking and intercompany settlement.
Paytm Payments Bank
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Paytm Payments Bank is a mobile-first bank with zero balance-zero digital transaction charge accounts.
Mswipe Technologies
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POS, Mobile POS, mPOS, Card Payment, Payment Solutions, mQR, QR code, Digital Payments, Card Swipping Machine, NFC Payment
BharatPe
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BharatPe is a FinTech company that helps merchants accept payments from customers for free.
FamPay
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FamPay offers UPI, P2P, and card payments that allows parents to send money to their teenage kids.
One97
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One97 delivers mobile content and commerce services to its customers.
Perpule
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Perpule’s UltraPOS is a cloud based, mobile POS system that substantially improves the billing and checkout process at your stores.
Simpl
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Simpl is a market leading Pay-Later platform in India
Avail Finance
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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.
SBI Card
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SBI Card, a player in the Indian credit card market.
FreeCharge
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FreeCharge is a service that gives users coupons for charging their mobile plans.
True Balance
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True Balance is a digital wallet that enables users to access utility bill payment and other financial products.
Billdesk
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BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying
JUSPAY
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Juspay is a developer of an online platform designed to be used for mobile-based payments.
FlexiLoans
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FlexiLoans is a digital lending platform for SMEs in India
YAP
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YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP
Ezetap
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Ezetap Mobile Solutions is a payment device maker.
SafexPay
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Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe
ftcash
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ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.
Financial Software & Systems
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Financial Software & Systems (FSS), is a global comprehensive payments technology provider.
CASHe
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For timely EMI payments or squaring monthly bills, making a major purchase that you so desired
India1 ATM
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India1 ATM operates a chain of ATM and point-of-sales (POS) terminals around the world.
Kaleidofin
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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.
Junio
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Junio is a kids-focused digital pocket money-smart card.
Innoviti
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Innoviti develops payments processing, credit distribution, and payments management software solutions.
ePaylater
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ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.
Paymatrix
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Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.
PayMate
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PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.
Clix Capital
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Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.
ShopSe
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ShopSe is a offers pay later and instant EMI platform.
TranServ
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TranServ is serving a variety of organizations and individuals to make payments processes easy & safe.
RedCarpetUp
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RedCarpet lends to customers in India to finance their online purchases – ecommerce, travel, etc.
Payswiff
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PaySwiff is India’s leading omni channel transactions solution provider to small, medium and large enterprises.
FypMoney
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FypMoney is Pocket Money App designed for the Teenagers to give them financial freedom without being dependent on parents cards.
airpay
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Airpay offers online payment gateway solutions for e-commerce and retail markets in India.
EbixCash
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EbixCash offers you an easy cash card solutions for Individuals and corporates.
GramCover
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GramCover develops online based insurance brokerage marketplace.
DotPe
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DotPe is a technology start-up providing a commerce and payments platform to offline enterprise businesses.
M-Pesa
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M-Pesa is a fast, secure and convenient way to transact on mobile brought to you by Vodafone.
Citrus Payment Solutions
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Citrus Payment Solutions provides consumer payments and mobile banking services.
Zepo
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Zepo helps small business sell online easily. Anyone can open their online store using Zepo in 5 minutes.
BASIX Sub-K iTransactions
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Sub-K is a service company that offers affordable, accessible and scalable digital payment solutions to the BoP segment.
Fingpay
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Fingpay is working towards excellence in the Computers space.
Khatabook
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Khatabook is the fintech startup that provides a digital ledger app targeted primarily at small businesses.
goDutch
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GoDutch is a fintech application that powers group payments.
MoneyOnMobile
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MoneyOnMobile is India’s largest mobile payment platform that facilitates safe and easy financial transactions to millions of Indians
POKKT
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POKKT is an Alternate Mobile Payment Platform that helps owners of Paid Digital Goods and Services to monetise thier users through an
SmartQ
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SmartQ designs a mobile application that digitizes food courts and cafeterias and provide an enhanced experience.
RupeeRedee
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RupeeRedee is a digital platform that helps customers borrow money for their short term needs at the click of a button.
Zerone Microsystems Private Limited
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We convert smartphones into a POS machine using our ZUP proximity payment technology, with no additional hardware and no need for NFC.
Transaction Solutions International (India) Pvt Ltd
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TSI India specializes in providing solutions in the Payments, Electronic Surveillance and Managed Services space.
Eroute Technologies Private Limited
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Card-based consumer payment company with a mission to redefine spending experiences in pre-banked & under-banked segments of our society.
Chillr
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Chillr is a mobile and web application that allows users to send money directly between bank accounts using just the mobile number.
Zovi
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Zovi designs and manufactures high-quality lifestyle apparel and accessory products and exclusively offer them online.
HomeCapital
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HomeCapital is a tech company focused on helping people buy their first home with down payment assistance at zero interest cost.
Momoe Technologies
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Mobile payments for real life merchant interactions.
ePaisa – enabling commerce
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ePaisa is an Ai & ML based Point of Sale with payment acceptance, inventory & more.
Electronic Payment and Services
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Electronic Payment and Services is a payment systems company that offers payments services to banks and their customers.
SIFIPAY.COM
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SIFIPAY is one of the fastest growing payment solution providers in India. Funds collections & Payouts were never so easy !!
Raincan
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Raincan is a subscription based service provider for morning and breakfast essentials.
Bijlipay
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Bijlipay, is the go-to-market brand of Skilworth Technologies Private Limited
MoNeed
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MoNeed is a comprehensive Fintech platform in India.
LivQuik
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LivQuik provides a complete suite of Prepaid Payment products
Trupay
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Truepay is a secured bank agnostic-platform that offers financial services to its customers.
Eko
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Eko India Financial Services provides a low cost infrastructure to enable instant, secure and convenient financial transactions.
NumberMall
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NumberMall is born with a vision to tech-enable the small merchant.
UDMATech
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UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.
Hitachi Payment Services
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Hitachi Payment Services provides financial services and a payments ecosystem for financial institutions and retailers.
Mera Cashier
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Mera Cashier is a mobile app which is useful for credit transactions (Udhar Khata) of entrepreneurs, businesses and shopkeepers.
NearPe
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NearPe is a cash collection payment gateway for online retail payments.
obopay
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Obopay is a mobile application that allows consumers and businesses to purchase, pay, and transfer money through any mobile phone.
FortunePay
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FortunePay offers comprehensive end-to-end electronic payment platform and services to acquiring banks and merchants.
Jaysel
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We’re a fin-tech company based in India & we hope to live in a world where everyone has access to financial services.
Nupay
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NUPAY is a next generation ‘Neo Banking’ Business Payments Platform for Large Enterprises
Payzello
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Payzello is a mobile-first bank account, credit and payment solution provider.
LotusPay
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LotusPay is the recurring payments solution for businesses in India.
Cradle
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Cradle is a provider of a one-stop-shop for all your business financing needs.
Escrowpay India
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Escrowpay India is a neutral, online and convenient escrow platform.
OmegaOn
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OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.
TechProcess Solutions
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TechProcess Solutions offers transaction and payment processing services across a spectrum of industries in India.
Swipesumo Technologies
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Swipesumo Technologies provides solutions for digital payment and mobile payment processing.
SmartPocket
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SmartPocket is a mobile wallet to digitize your plastic cards and makes them smart.
Savvy
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An all-in-one multi-currency crypto wallet helping consumers and businesses transact using cryptocurrency, supporting 1000+ currencies.
FINVASIA
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Finvasia is amongst India’s fastest growing Fintech company